Please, read these terms and conditions carefully before you access the following website (the "the Site"). By accessing the Site you indicate, that you agree with and are bound by the terms below. Individual documents and parts of the Site may include special terms to be applied in addition to these terms. The use of the Internet Banking Service is governed by special service agreement terms.
The contents of this service and the Site are provided on an "as is", "as available" basis. The service provider does not make any warranties about the Site or its contents. The service provider reserves the right to update the Site and to discontinue access to the Site at any time. The service provider shall not be liable for any expenses, losses or damages arising out of the use of the Site even if the service provider or its representative had known about a defect in the service.
Your continued access to, or, use, of the following website will constitute your acceptance of these terms and conditions.

Service providers
The Site may include services provided by JSC TBC Bank (hereinafter TBC Bank) or other companies belonging to the TBC Bank group. All companies belonging to the group may in this connection be called service providers. Information about the TBC Bank group and the group companies is available under the menu-item ‘About TBC Bank’ (http://tbcbank.ge/en/about/)
Information on the primary service provider
Name: JSC TBC Bank
Address: Marjanishvili St. 7, 0102 Tbilisi Georgia
Identification number: 204854595
Telephone: +995 32 227 27 27
E-mail: info@tbcbank.ge
 

Other service providers
The Site may also contain services provided by other companies within TBC Bank group, or by external companies.
Information concerning other service providers can be found in the service agreements or other material published by the service providers.

Disclaimer of Warranties
The TBC Bank Group has taken sound care to make sure that the information and functionality of the Site is complete and correct, but does not warrant this to be the case and accepts no liability for any errors, spelling mistakes or omissions.
The information on the Site shall not under any circumstances be considered as an advice or a request to buy or sell or a recommendation by any of the service providers, unless TBC Bank expressly notifies to the contrary. This applies to all jurisdictions where the law does not allow the making of offers or recommendations or giving advice. The Site and the information contained therein are directed exclusively to Georgia, unless otherwise expressly agreed or notified. The information on the Site shall not be considered as a binding offer made by the provider of such information, unless otherwise expressly specified in connection with such information. Information on the Site does not constitute an offer to sell or buy securities or other financial instruments nor an advice or recommendation to take such an action. Legally binding transactions with a company within the TBC Bank group are always based on a separate service agreement.
TBC Bank may give advice concerning investments or taxation on the Site. TBC Bank shall not be liable for any loss or damage caused from action taken on ground of TBC Bank´s advice. Customers are always responsible for the financial results of their own investment activities.
Prices, rates and values published on the Site are provided for information purposes only and are indicative unless otherwise stated.

Information provided by a third party
The links provided on the Site are meant for informative use only, provided that such information may be useful to users of this web site The service provider is not liable for any material provided or published by a third party even if such material can be accessed through a link on the Site.
Such third parties shall publish on their own sites the information on them required by legislation, and the service provider is not liable for any missing or inadequate information, nor it warrants that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is free of any malware or other contamination.
In addition, such third party websites may have a privacy policy or security practices different from this web site, therefore it is important to read the policies of those sites before sharing your personal information.
No third party is permitted to link any other web site to this web site without obtaining prior written consent from TBC Bank authorized representative.

Personal Data Protection
TBC Bank takes utmost care of personal information and treats it according to personal data protection regulations and Georgian laws.
Personal data provided via filling a form (e.g. a request for information or a subscription) on tbcbank.ge, or which are otherwise registered in this connection are treated by the bank or by another company in the TBC Bank Group in connection with the preparation and administration of the relevant service.
Personal data can moreover form the basis of market and customer analysis, business follow-up and development.
Personal data may also, within the framework of the current confidentiality provisions, be accessed by another company in the TBC Bank group or by third party with which the Group cooperates.
Personal data are also used for marketing purposes unless the customer has declined receipt of direct marketing material.
Any electronic footprints left while visiting the Site may be used only for ordinary technical operations and for the compilation of statistics helping TBC Bank to improve the Site, its content and provided services.

Communication Security
Electronic messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception, loss or possible alteration. The users of the Site are reminded that the confidentiality of e-mail messages sent via public network cannot be guaranteed. The users shall avoid forwarding personal data or other confidential messages to TBC Bank via e-mail. TBC Bank or other service providers are not liable to carry out orders or instructions submitted via public e-mail. TBC Bank is entitled, if requested by the customer, to provide general information via e-mail to the e-mail address defined by the customer. TBC Bank shall not be liable for losses or damages occurred by any disappearance or transformation of such a message.
Personal data entered in inquiry forms, including contact forms, submitted via the Site is protected by strong SSL encryption and is not disclosed to third parties.

Copyright and trademarks
The TBC Bank Group or third parties, if expressly specified, reserve all rights to ownership, copyright (c), trademarks and all other intellectual property rights of the Site, its entire contents. and products and services mentioned on the site. The publication, reproduction, transfer or storage of the contents of the Site in whole or in part is forbidden unless the holder of title, copyright, title or other immaterial right has granted permission for such an action. The prohibition does not apply to storage on a computer or printing for personal use only. The contents may be quoted according to the applicable copyright legislation. When the contents are quoted the source shall have to be indicated. The trademarks or logos included on the Site may, however, not be reproduced, published or distributed without TBC Bank's written permission.
Trademark – TBC Bank (any other trademarks?) – is registered by the JSC TBC Bank in Georgia. Names, trademarks and logos of entities featured in this document are service/trademarks of their respective owners.
As a user of this site, you may view and print the contents mentioned above for personal, non-commercial use only. You may not otherwise copy, save or otherwise reproduce, adapt, modify, transfer, assign, use or exploit the contents or parts thereof without our prior written consent.

Applicable law
Georgian law shall be applied to these terms and conditions, for any customer entering the Site. Separate provisions on the applicable law are located on the sites of the companies belonging to the TBC Bank group.
This Site is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. If you choose to access information on this Site, it is your responsibility to comply with the applicable local, national or international laws and any use of this Site in such jurisdictions is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.
TBC Bank reserves the right, at its sole discretion, to change the terms and conditions for the Site any time and without prior notice.

Contact Information
TBC Bank Site is primarily aimed at the users interested in investments or receipt of services in the markets of Georgia. As such, a number of the investment products and services advertised therein may not be available to private customers outside of the territory of Georgia or may be unsuitable for tax or other reasons. In such cases, you may need to obtain additional advice from legal, tax or investment consultants.
If you have any questions or comments about following Site, or the Terms and Conditions, or you wish to hear more about TBC Bank Group and its partner services and products, please contact us either by email: info@tbcbank.ge airmail: 7 Marjanishvili St. Tbilisi, Georgia 0102 or telephone: +995 32 227 27 27.

TBC Bank representatives will gladly provide assistance with inquiries.