Fees

Debit cards and accounts

  Without Tariff Package Stimulus* Universal* STATUS*
Current account opening 10 GEL Free
Current account maintenanace 0.9 GEL, monthly Free
Open "My Safe" Deposit 10 GEL Free
"My Safe" Deposit maintenance fee Free
Savings account opening 10 GEL**
Savings account maintenance fee 0.9 GEL, monthly
Debit card annual service fee
  • Electron/Maestro - 10 GEL
  • Classic/Standard - 30 GEL
  • Gold - 90 GEL
 Free
Pay sticker annual service fee 12 GEL
Renewal of damaged/lost card
  • Electron/Maestro - 10 GEL
  • Classic/Standard - 30 GEL
  • Gold - 90 GEL
 Free
Additional card service fee
  • Electron/Maestro - 10 GEL
  • Classic/Standard - 30 GEL
  • Gold - 90 GEL
 1.9 GEL, monthly
Min. balance requirement
  • Electron/Maestro - 0
  • Classic/Standard - 0
  • Gold - determined individually
 Not required
Fee at merchants 0%
Stop list (local) Free
Stop list (international) 50 USD per region, weekly
 
* Includes 3 current accounts, 3 savings accounts, 3 card accounts. Fee of 1.90GEL/month applies  to any additional cards. Opening additional deposit/current account is free, though monthly maintenance tariff is 0.90 GEL.
** If deposit amount is more than 100 units, account opening is free.
 

Credit Cards

  Electron Classic Gold
PrimeCard
Annual fee - 40 GEL 80 GEL
Additional card annual fee - 20 GEL 40 GEL
Card renewal fee (in case of loss or damage)   20 GEL 40 GEL
Installment Card
Annual fee 20 GEL - -
Card renewal fee (in case of loss or damage) 10 GEL - -

To see full list of fees and percentages, please follow links below:

 

 

Card Limits

  Electron/Maestro Classic/standard gold
Withdrawal fees in TBC Bank branches Unlimited
24 hour withdrawal limit in branches 3,000 GEL 10,000 GEL 35,000 GEL
24 hour withdrawal limit in ATMs 2,000 GEL 5,000 GEL 15,000 GEL
Weekly limit in ATMs 10,000 GEL 25,000 GEL 75,000 GEL
Weekly limit at merchants 20,000 GEL 50,000 GEL 100,000 GEL
 

cash withdrawal and deposit

  Without Tariff Package Stimulus Universal STATUS
Withdrawal from cards in TBC Bank branches 0.6%, min. 0.1 USD/EUR or 0.2 GEL*
Withdrawal from cards in other banks 2%, min. 3 USD/EUR or 6 GEL*
Withdrawal from cards in TBC, VTB, Liberty, Basis, Invest and Halyk Bank ATM's 0.2%, min. 0.2 GEL or 0.1 USD Free**
Withdrawal from cards in other ATM's 2%, min. 3 USD/EUR or 6 GEL*
Cash deposits or transfers to account Free
Cash withdrawal from current account - GEL 0.20% 0.20%  0.15% 0.10%
Cash withdrawal from current account - USD 0.60% 0.60% 0.50% 0.40%
Withdrawal of transferred amount or amount deposited in cash from "My Safe" - GEL

0.20%

 0.20% 0.15% 0.10%
Withdrawal of transferred amount or amount deposited in cash from "My Safe" - USD/EUR 0.25% 0.25% 0.20% 0.15%
Cash deposits to accounts and deposits via TBC Pay terminals (in branches) Free
Cash deposits to bank deposits via TBC Pay terminals (non-branches) 1 GEL
Cash deposits to accounts via TBC Pay terminals (non-branches) 1 GEL
Loan repayment via TBC Pay terminals (in branches) Free
Loan repayment via TBC Pay terminals (non-branches) 1 GEL
Loan withdrawal fee 0.60%

* From GEL accounts

** Withdrawal of EURO is only available from branches.

 

 

Transfers and currency exchange

  Without Tariff Package Stimulus Universal STATUS
Transfers within TBC Bank between own accounts (any currency) Free
To other banks - GEL 0.07% min. 0.9 GEL 0.9 GEL 0.7 GEL 0.5 GEL
To other banks - USD 0.2% min. 15 USD max. 150 USD 14.9 USD 12.9 USD 9.9 USD
To other banks - other currency 0.2% min. 15 EUR max. 150 EUR 14.9 EUR 12.9 EUR 9.9 EUR
Transfer fee for individuals with no account
  • GEL - 0,1% min.0,90 GEL 
  • Other currency - 0,2% min. 15 USD/EUR max. 150 USD/EUR
Transfer limit using call center code (for internet banking, mobile banking, iPad banking)
  • One time - 1,500 GEL or equivalent in other currency
  • Monthly - 1,500 GEL or equivalent in other currency
Transfer limit using SMS code (for internet banking, mobile banking, iPad banking)
  • One time - 5,000 GEL or equivalent in other currency
  • Monthly - 15,000 GEL or equivalent in other currency
Transfer limit using digipass (for internet banking, mobile banking, iPad banking) unlimited

Details and implementation hours of transfers 

Payment order in GEL

Details required for implementation of the payment order in GEL:

  • Beneficiary bank code;
  • Beneficiary account number (IBAN);
  • Beneficiary.

The bank shall accept the payment order in GEL during the business hours of the relevant branch.

The bank internal payment order in GEL shall be implemented with the current date, if the payment order in GEL is submitted for implementation:

  • In business days – before 20:00;
  • On Saturday – before 14:00.

 

The bank external payment order in GEL shall be transferred to beneficiary's bank with the current date, if the payment order in GEL is submitted for implementation:

  • In business days – before 16:00.  

Note: After the indicated hours, and also in non-business days, the payment orders (internal or external) in GEL received at the service centers on duty and 24/7 service centers shall be carried out with the date of the following business day.

Payment order in foreign currency

Requisites required for implementation of the payment order in foreign currency:

  • Beneficiary bank code;
  • Beneficiary account number (IBAN);
  • Beneficiary;
  • Document/invoice confirming legal force of the transfer (amount ≥ 30 000 GEL/equivalent in national currency).

The bank shall accept the payment order in other currencies during the business hours of the relevant branch.

The bank internal payment order in foreign currency shall be implemented with the current date, if the payment order in GEL is submitted for implementation:

  • In business days – before 20:00;
  • On Saturday – before 14:00.

The bank external payment order in foreign currency shall be  transferred to beneficiary's bank with the current date, if the payment order in GEL is submitted for implementation:

  • In business days – before 19:00.  

Note: After the indicated hours, and also in non-business days, the payment orders (internal or external) in foreign currency received at the service centers on duty and 24/7 service centers shall be carried out with the date of the following business day.
Amendment to payment order/investigation
USD and RUR 55 USD
Other currency 55 EUR
Utility payment from branch 2 GEL
Utility payment using TBC Pay cash-in terminals 0.5 GEL
Utility payment using internet banking, mobile banking, phone banking 0.5 GEL
Automatic top-up of mobile balance 4% of top-up amount
Currency exchange with TBC Bank's rates - upon request Free
* In case of additional 20 USD/30 EUR fee, beneficiary will receive full transfers amount. Otherwise, beneficiary might receive amount reduced by intermediary bank's fee

Money Transfers

  Transfer fee
Western Union 13 - 121 USD, 0.5% - 3% depending on type of transfer and amount
Unistream From 1% of the transfer amount, depending on the country
Contact 1%-3%, or fixed 40 USD/30 EUR, depending on type of transfer
MoneyGram From 1% - 3% of the transfer amount
IntelExpress 0.35% - 3%, depending on currency and type of transfer
Zolotaya Korona From 1%, depending on the country and amount
RIA 2.25% - 4% of the transfer amount, depending on the country
Anelik 1% - 3% of the transfer amount, depending on the country
Mardi 0-1000 units - 5 units 1000.01 - 1500 units  - 7 units 1500.01 - 3000 units - 10 units
P2P Transfers 0-20 GEL - Free 20.01-500.00 GEL - 1 GEL
 

 

For detailed fees, please see the following links:

 

 

Remote services

  Without Tariff Package Stimulus Universal STATUS
Internet banking, Mobile banking, iPad banking Free
Digipass 20 GEL
TBC Digipass application 10 GEL
Phone banking Free
Direct debit, standing order Free
SMS service 1 GEL, monthly Free
 

Other Services

  Without Tariff Package Stimulus Universal Status
Individual safe boxes From 0.5 to 3.5 GEL p/day
Accepted damaged foreign currency 2%
Banknote authenticity verification 0.1% min. 10 GEL
Statement regarding any banking account 10 GEL
Less than 2 year term account statement (GEO) Free
Less than 2 year term account statement (ENG) 5 GEL
More than 2 year term account statement (except current loan/credit card statement) (GEO) 10 GEL
More than 2 year term account statement (ENG) 10 GEL
2 year remote statement 10 GEL
Document renewal from archive 10 GEL