Accounts

Current account opening 10 GEL
Current account maintenance 0 GEL, monthly
Cash withdrawals from current account GEL - 0.2%; Other currency (USD/EUR/GBP/CHF) - <50,000 USD - 0.6%, >= 50,000 USD - 0.5%
Cash deposits to current account Free
Savings account opening and maintenance Free

Transfers and currency exchange

  GEL USD Other Currency
Transfers within TBC Bank between own accounts (any currency) Free
To other banks* 0.07% min. 0.9 GEL 0.2% min. 15 USD, max. 500 USD 0.2% min. 15 EUR, max. 500 EUR
State budget transfers 0.07% min. 0.9 GEL - -
Transfer limits (using Internet, Mobile, iPad banking) Unlimited, using digipass
Amendment to payment order/investigation
USD 55 USD
Other currency 55 EUR
Utility payment from branch 0.9 GEL
Utility payment using internet banking, mobile banking 0.5 GEL
Currency exchange with TBC Bank's rates - upon request Free
Currency exchange with one day prior notification In accordance with treasury department

 

 
* In case of additional 20 USD/30 EUR fee, beneficiary will receive full transfers amount. Otherwise, beneficiary might receive amount reduced by intermediary bank's fee

Remote services

   
Internet banking registration Free
Internet banking, Mobile banking, iPad banking service fee 15 GEL, quarterly
Digipass 60 GEL
TBC Digipass application 20 GEL
Phone banking Free
Direct debit, standing order Free*
SMS service 1 GEL, monthly

 

 
*if standing order is for transfers outside TBC Bank, standard transfer fees apply

Business cards and limits

   
Business Card annual service fee 150 GEL
Renewal of damaged/lost card 150 GEL
Min. balance requirement

Not required

Cash withdrawal fees in TBC Bank branches
  • GEL - 0.6%, min. 0.2 GEL
  • USD/EUR - 0.6%, min. 0.1 USD/EUR
Cash withdrawal fees in other banks' branches 2%, min.3 USD or 6 GEL
Cash withdrawal in TBC Bank, VTB Bank, Constanta, Liberty Bank, Basis Bank, Invest Bank and Halyk Bank ATMs
  • GEL - 0.2% , min. 0.2 GEL
  • USD/EUR - 0.2% , min. 0.1 USD/EUR
Cash withdrawal in other banks' ATMs 2%, min. 3 USD/EUR, or 6 GEL
24 hr withdrawal limit (in banks) Unlimited in TBC Bank, other banks - 35,000 GEL USD
24 hr withdrawal limit (in ATMs) 15,000 GEL
Weekly purchase limit 100,000 GEL
Weekly ATM withdrawal limit 50,000 GEL
Stop list (local) Free
Stop list (international) 50 USD per region, weekly
 

Documentary letter of credit

 
Export letter of credit

Advising Of Letter Of Credit

0.15% Min. 80 Max. 400 Units **
Confirmation By TBC Bank* From 0.45% P.A. Min. 100 Units P.M.**
Handling/Checking Of Documents 0.1% Min. 100 Units **
Amendment/Advising Of Amendment 90 Units **
Transfer Of Letter Of Credit 0.15%  Min.100 Max.500 Units **
Telecommunication 10 Units **
Postal Charges 60 Units **
Discounting/Post-Financing By Negotiation
Closing Before Due Date As Per Fact
Other Expenses As Per Fact

*Confirmation fee will be offered on case by case basis

IMPORT LETTER OF CREDIT

TARIFFS OF DOMESTIC LETTER OF CREDIT (LC)*

CASH-COVERED

CASH-COVERED

ISSUANCE

 

≤ 5,000 IN LC CURRENCY*

  • < 3 MONTHS-40 UNITS**
  • 3-6 MONTHS - 70 UNITS**
  • 6-12 MONTHS-100 UNITS**
  • >12 MONTHS-170 UNITS**
  • < 3 MONTHS-140 UNITS**
  • 3-6 MONTHS -170 UNITS**
  • 6-12 MONTHS -200 UNITS**
  • >12 MONTHS -270 UNITS**

 >5,000 IN LC CURRENCY ≤ 10,000 IN LC CURRENCY 

  • < 3 MONTHS-80 UNITS**
  • 3-6 MONTHS -140 UNITS**
  • 6-12 MONTHS -240 UNITS**
  • >12 MONTHS -300 UNITS**
  • < 3 MONTHS-180 UNITS**
  • 3-6 MONTHS -240 UNITS**
  • 6-12 MONTHS -340 UNITS**
  • >12 MONTHS -400 UNITS**

>10,000 IN LC CURRENCY 

0

0,1%, MIN 80 UNITS**

ANNUAL SERVICE%

≤10,000 IN LC CURRENCY 

0

0

≤ 10,000 IN LC CURRENCY YEARS >2

OR

AMMOUNT>10,000 IN LC CURRENCY 

3%

FROM 3%

HENDLING/CHECKING FEE OF THE BANK

0.1% MIN. 100 UNITS **

AMENDMENT/ADVISING OF AMENDMENT

90 UNITS **

TRANSFER

0.15% MIN. 100  MAX.500 UNITS  **

POSTAL CHARGES

60 UNITS  **

DISCOUNTING / POST-FINANCING

BY NEGOTIATION

TELECOMMUNICATION

10 UNITS **

CLOSING BEFORE DUE DATE

AS PER FACT

ADVISE OF LETTER OF CREDIT

0.15% MIN. 50 UNITS** MAX 400 UNITS **

OTHER EXPENCES

AS PER FACT

*GEL OR OTHER CURRENCY

** IN LC CURRENCY

 

TARIFFS OF INTERNATIONAL LETTER OF CREDIT (LC)*

CASH-COVERED

SECURED WITH OTHER ASSETS

ISSUANCE

≤ 10,000 UNITS IN LC CURRENCY

  • < 3 MONTHS-150 UNITS**
  • 3 - 6 MONTHS -250 UNITS**
  • 6 - 12 MONTHS -350 UNITS**
  • >12 MONTHS -450 UNITS**
  • < 3 MONTHS-350 UNITS**
  • 3 - 6 MONTHS -450 UNITS**
  • 6 - 12 MONTHS -550 UNITS**
  • >12 MONTHS -650 UNITS**

 >10,000 UNITS IN LC CURRENCY ≤ 20,000 UNITS IN LC CURRENCY

  • < 3 MONTHS - 200 UNITS**
  • 3 - 6 MONTHS - 350 UNITS**
  • 6 - 12 MONTHS - 600 UNITS**
  • >12 MONTHS - 650 UNITS**
  •  < 3 MONTHS- 400 UNITS**
  • 3 - 6 MONTHS - 550 UNITS**
  • 6 - 12 MONTHS - 800 UNITS**
  • >12 MONTHS - 850 UNITS**

>20,000 UNITS IN LC CURRENCY ≤ 40,000 UNITS IN LC CURRENCY

  • < 3 MONTHS-300 UNITS**
  • 3 - 6 MONTHS -450 UNITS**
  • 6 - 12 MONTHS -700 UNITS**
  • >12 MONTHS -800 UNITS**
  • < 3 MONTHS-500 UNITS**
  • 3 - 6 MONTHS -650 UNITS**
  • 6 - 12 MONTHS -900 UNITS**
  • >12 MONTHS-1000 UNITS**

>40,000 UNITS IN LC CURRENCY

0

0.2%, MIN 200 UNITS**

ANNUAL SERVICE %

≤40,000 UNITS IN LC CURRENCY

0

0

≤ 40,000 UNITS IN LC CURRENCY  VALIDITY >2 YEARS 

OR 

AMMOUNT >40,000 UNITS IN LC CURRENCY

3%

6%

HENDLING/CHECKING FEE OF THE BANK

0.1% MIN. 100 UNITS  **

AMENDMENT/ADVISING OF AMENDMENT

90 UNITS **

TRANSFER

0.15% MIN. 100  MAX.500 UNITS  **

POSTAL CHARGES

60 UNITS  **

DISCOUNTING / POST-FINANCING

BY NEGOTIATION

TELECOMMUNICATION

10 UNITS **

CLOSING BEFORE DUE DATE

AS PER FACT

ADVISE OF LETTER OF CREDIT

0.15% MIN. 80 UNITS** MAX 400 UNITS **

OTHER EXPENCES

AS PER FACT

* FOREIGN/CONFIRMING BANK CHARGES-AS PER FOREIGN BANK'S DEMAND

 

 

 
** In lc currency

Guarantees

 
Domestic Guarantee Tariff
  Amount Cash-covered Secured with other assets
Issuance ≤ 5,000 GEL (or other currency)
  • < 3 month - 40 units**
  • 3 - 6 month - 70 units**
  • 6 - 12 month - 100 units**
  • >12 month - 170 units**
  • < 3 month - 140 units**
  • 3 - 6 month - 170 units**
  • 6 - 12 month - 200 units**
  • >12 month - 270 units**
> 5,000 GEL (or other currency) ≤ 10,000 GEL (or other currency)
  • < 3 month - 80 units**
  • 3 - 6 month - 140 units**
  • 6 - 12 month - 240 units**
  • >12 month - 300 units**
  • < 3 month - 180 units**
  • 3 - 6 month - 240 units**
  • 6 - 12 month - 340 units**
  • >12 month - 400 units**
>10,000 GEL (or other currency) 0 0.1%, min. 80 units**
Annual Service % ≤ 10,000 GEL (or other currency) 0 0
≤ 10,000 GEL (or other currency) validity >2 years
Or
Amount >10,000 GEL (or other currency)

3%

From 3%
Payment against demand 0.15% min. 50 units **
Amendment/advising of amendment 50 units **
Closing before due date 50 units **
Guarantee Advising 0.15%, min. 50 units** max. 400 units**
Other expences As per fact

 

Guarantee fee issued under counter-guarantee will be offered on  case by case basis

 

 
International Guarantee Tariff *
  Amount Cash-covered Secured with other assets
Issuance ≤ 10,000 units in guarantee currency
  • < 3 month - 150 units**
  • 3 - 6 month - 250 units**
  • 6 - 12 month - 350 units**
  • >12 month - 450 units**
  • < 3 month - 350 units**
  • 3 - 6 month - 450 units**
  • 6 - 12 month - 550 units**
  • >12 month - 650 units**
>10,000 units in  guarantee currency ≤ 20,000.00 units in  guarantee currency
  • < 3 month - 200 units**
  • 3 - 6 month - 350 units**
  • 6 - 12 month - 600 units**
  • >12 month - 650 units**
  • < 3 month - 400 units**
  • 3 - 6 month - 550 units**
  • 6 - 12 month - 800 units**
  • >12 month - 850 units**
 >20,000  units in  guarantee  currency ≤ 40,000.00  units  in  guarantee  currency
  • < 3 month - 300 units**
  • 3 - 6 month - 450 units**
  • 6 - 12 month - 700 units**
  • >12 month - 800 units**
  • < 3 month - 500 units**
  • 3 - 6 month - 650 units**
  • 6 - 12 month - 900 units**
  • >12 month - 1000 units**
> 40,000  units in  guarantee  currency 0 0,2%  min. 200 units **
Annual Service % ≤ 40,000  units in  guarantee  currency 0 0

≤ 40,000 units in guarantee currency validity >2 years
Or

Amount 40,000 units in guarantee currency

3%

From 3%
Payment against demand 0.15% min. 80 units **
Amendment/advising of amendment 80 units **
Postal charges 60 units **
Telecomunications 10 units **
Closing before due date As per fact
Guarantee advising  0.15%, min. 80 units**  max. 400 units**
Other expences As per fact

 

*Foreign/confirming bank charges as per foreign bank's demand

** In currency of guarantee

documentary collection

Advising 0.15% min. 100 max. 500 units in currency of the product
Opening 100 units in currency of the product
Amendment 50 units in currency of the product
Postal charges 60 units in currency of the product
Telecommunication 10 units in currency of the product

Other Services

   
Individual safe boxes (per 24 hr) 0.5 - 3.5 GEL
Accepted damaged foreign currency 10%
Russian Ruble, Turkish Lira, Azerbaijanian Manat, Australian Dollar, Israeli Shekel, Danish Krone, Polish Zloty, Swedish Krona and Japanese Yen banknotes into account 3%
Banknote authenticity verification 0.1% min. 10 GEL
Cash collection Price negotiable
Issuing statement regarding the balance on the customer's banking account from active accounts 10 GEL
from closed accounts 30 GEL
Issuing document regarding status of customer's banking account from active accounts 10 GEL
from closed accounts 10 GEL
Issuing statement on the arrears to be paid to the bank from active accounts 10 GEL
from closed accounts 10 GEL
Issuing transfer document from the customer's account with the wrong description  from active accounts 5 GEL
from closed accounts 10 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation up to one-month (if requested - note "copy" can be provided) from active accounts Free of charge
from closed accounts 10 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation up to two years (if requested - note "copy" can be provided) from active accounts 5 GEL
from closed accounts 20 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation more than two years (if requested - note "copy" can be provided) from active accounts 20 GEL
from closed accounts 30 GEL
Recovery of any original documentation from archive (with signatures of customer and bank representative) from active accounts 40 GEL
Automatic Statement on the transactions* in Georgian with the statute of limitation up to two years from active accounts Free of charge
from closed accounts 10 GEL
Automatic Statement on the transactions* in Georgian with the statute of limitation more than two years from active accounts 20 GEL
from closed accounts 30 GEL
Automatic Statement on the transactions* in English** with the statute of limitation up to two years from active accounts Free of charge
from closed accounts 10 GEL
Automatic Statement on the transactions* in English** with the statute of limitation more than two years from active accounts 20 GEL
from closed accounts 30 GEL
Statement on the transactions (manual translation)*** in English** with the statute of limitation up to two years from active accounts 20 GEL
from closed accounts 30 GEL
Statement on the transactions (manual translation)*** in English** with the statute of limitation more than two years from active accounts 30 GEL
from closed accounts 40 GEL
 
*   Free of charge for customer's with using credit services
**  Issued as soon as request
*** Rules of the issuing process:
Statements requested before 15:00 PM will be issued the same day
otherwise on the next day