Apply
  • Collect Ertguli Bonuses
  • More bonuses at Ertguli partners
  • Special offer
first three months
0%
effective rate from
0.52%

general description

With Ertguli Card's 55 day grace period, you have the possibility of using the amount you need and repaying it without hassle.

SPECIAL OFFER ONLY NOW! 0% fee for the first 3 months!

Effective rate from 0.52%.

Ertguli Card also gives you possibility to collect Ertguli Bonuses and shop with up to 3 months installments at Ertguli partner merchants.

Note: In order to activate your new Card place it in ATM and enter your PIN. 

Find out more at Ertguli webpage www.ertguli.ge

 

This offer is not valid for UK residents.

Partners

To see the list of Ertguli Partners, please go to www.ertguli.ge/partners

TERMS AND FEES

To get a Ertguli Card, you have to: 

  • Be a citizen of Georgia
  • Be at least 20 years old
  • Have minimum salary of 200 GEL

Order our Ertguli Card online now and in only 2 days get your own Ertguli Card.

  ERTGULI STANDARD

ERTGULI CLASSIC

ERTGULI GOLD

ERTGULI PLATINUM

 

Annual Fee

5 GEL

10 GEL

80 GEL

120 GEL

Card Validity

4 Years

4 Years

4 Years

4 Years

Credit Limit

250-499

500

2,001 -5,000

5,001 - 20,000

Shop Tariff

When withdrawing1 36%
When used in merchants2 18%

When withdrawing1 36%
When used in merchants2 18%

When withdrawing1 33%
When used in merchants2 18%

When withdrawing1 30%
When used in merchants2 18%

Effective annual interest

From 47.64%

From 46.62%

From 44.91%

From 39,53%

Effective Annual Interest (Grace Period)

From 1.04%

From 0.52%

From 1.68%

From 0.83%

Min. Repayment Amount

5% of the amount used3

5% of the amount used3

5% of the amount used3

5% of the amount used3

Fee for Standard Paying at Merchants

0%

0%

0%

0%

Fee for Paying via Installment at Merchants

At Ertguli Partners 0%4

At Ertguli Partners 0%4

At Ertguli Partners 0%4

At Ertguli Partners 0%4

Withdrawal Fees at TBC Bank ATMs:

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

Withdrawal Fees at TBC Bank Branches:

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

3.9%, min 5.5 GEL

Withdrawal Fees at Other Bank's ATMs:

Transfer Fee

3.9% min 5.5 GEL

3.9% min 5.5 GEL

3.9% min 5.5 GEL

3.9% min 5.5 GEL

Transfer Fee - In case of porting campaign 3.9% min 5.5 GEL 3.9% min 5.5 GEL 3.9% min 5.5 GEL 3.9% min 5.5 GEL

Mobile Balance Top-up via Remote Channels

Free

Free

Free

Free

Fee on Bill Payments via Remote Channels

0.5 GEL5

0.5 GEL5

0.5 GEL5

0.5 GEL5

 

1 Cash withdrawal from ATM and Bank, transfer money from bank and internet banking.
2 Cashless transactions at POS terminals and E-commerce.
3 5% of the amount used + interest + penalty (if any).
4 Tariffs may vary according to Installment term.
5 Tariffs may vary according to provider. 

How to apply?

Apply online

Apply online without leaving your home.

(+995 32) 227 27 27

Call 24 hours a day, 7 days a week or request a call back.

Visit a branch

Apply at the nearest branch.
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