Product Description and Terms and Fees
 

If you need money for any purpose whatsoever, get it online – www.tbccredit.ge, quickly and easily, without leaving home.

 
 
Purpose For any purpose
Loan amount 100-30000 GEL
Loan tenor 1- 36 months
Interest rate(Fixed) From 12.25%
Effective interest rate From 16%
Disbursement fee 2.50%
Life insurance fee 0.72%
Cash withdrawal fee (from account) 0%-0.6% -according to account fees
Overdue penalty 20 GEL - on the first day the loan goes past due, 0. 5% of the outstanding amount on a daily basis, though no more than required by law.
Early repayment fee (from own funds as well as from another bank)

0%-2 % depending on the term remaining before the maturity date of the credit: 
if more than 24 months remain- 2%
 if from 12 to 24 months remain -1%
 if from 6 to 12 months remain -0.5%
 if less than 6 months remain - 0%

Loan collateral Unsecured
Borrower A citizen of Georgia
Income Salary, remittances
Ways to evidence income Salary account or remittance statements.If you are self-employed, a photo material of the workplace taken during the visit of the Bank's representative is acceptable.
Min. loan amount for non-residents is 2 000 USD. Loans up to 200 000 Gel for Georgian citizens are issued only in national currency.

How to apply?

Apply for your application

We will contact you no later than the following working day. 

Call (+995 32) 227 27 27

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