- Gain from our grace period
- Simplified procedures with our partner universities
- You need only your ID card to get loan within 10 minutes
Terms and fees
|Annual interest rate||20%|
|Effective annual interest rate||26.74%|
|Min. loan amount||300 GEL|
|Max. loan amount||Amount equal to 100% of one year tuition fee, max. 5000 GEL|
|Loan term||3-12 months|
|Required documentation||Student's and borrower's ID Cards|
|Min. income needed||200 GEL|
|Service fee||2%, min. 10 GEL|
Grace period option
You pay only the interest during the grace period of the loan.
The maximum length of the grace period is 4 years and 6 months, which gives you the opportunity to finish your studies and find an appropriate job without having to rush. You start paying the principal amount after the grace period has finished.
The grace period can be granted to students taking full-time BBA courses at the following universities:
- Free University of Tbilisi;
- Caucasian University (Faculty of Business);
- Georgian-American University (Faculty of Business).
Additionally, a student should be at least 20 years old. In other case, students should have any member of his/her family as a co-borrower.
|Annual interest rate||From 18%|
|Max. loan amount||5000 USD (100% of one year tuition fee)|
|Loan term||Max. 9.5 years|
|Co-borrower||A family memeber, if the student is less than 20 y.o.|
|Required documents||Student's and borrower's ID cards|
|Min. monthly income||Not required|
|Service fee||2% of the loan amount, min. 5 USD|
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