Subscription Plans
|
Plan Two |
Plan Five |
Plan Ten |
Monthly fee |
2 GEL |
5 GEL |
10 GEL |
Annual fee |
20 GEL |
50 GEL |
110 GEL |
Internet/mobile banking |
Free |
Free |
Free |
Digipass app |
- |
- |
Free |
Cash withdrawal |
2,000 GEL1 |
5,000 GEL1 |
10,000 GEL1 |
Cash withdrawal from TBC ATMs |
0% |
0% |
0% |
Cash withdrawal from VTB, Basis Bank and Halyk Bank ATMs |
0.2%, min. 0.2 GEL |
0.2%, min. 0.2 GEL |
0.2%, min. 0.2 GEL |
Cash withdrawal from Liberty Bank ATMs |
0.7%, min. 0.3 GEL |
0.7%, min. 0.3 GEL |
0.7%, min. 0.3 GEL |
Cash withdrawal from other banks' ATMs |
2%, min. 3 USD or 6 GEL |
2%, min. 3 USD or 6 GEL |
2%, min. 3 USD or 6 GEL |
Cash withdrawal in branches |
0.60% |
0.60% |
0.60% |
SMS Service |
- |
Free |
Free |
Utility payment service |
- |
5 utility bills free of charge |
5 utility bills free of charge |
Card insurance |
- |
Standard |
Premium |
Card replacement |
Free |
Free |
Free |
Inclusion in the STOP list (local) |
Free |
Free |
Free |
Inclusion in the STOP list (international) |
50 USD per region, once a week |
50 USD per region, once a week |
50 USD per region, once a week |
Student's Plan and Pupil's Plan
|
Student Kit |
School Student Kit |
Monthly fee |
0 GEL |
0 GEL |
Annual fee |
0 GEL |
0 GEL |
Internet/mobile banking |
Free |
Free |
Digipass app |
- |
- |
Cash withdrawal |
2,000 GEL1 |
10 GEL, 20 GEL and 50 GEL (The limit applies to spending and cash withdrawal separately)2 |
Cash withdrawal from TBC ATMs |
0% |
0% |
Cash withdrawal from VTB, Basis Bank and Halyk Bank ATMs |
0.2%, min. 0.2 GEL |
0% |
Cash withdrawal from Liberty Bank ATMs |
0.7%, min. 0.3 GEL |
0.7%, min. 0.3 GEL |
Cash withdrawal from other banks' ATMs |
2%, min. 3 USD or 6 GEL* |
2%, min. 3 USD or 6 GEL* |
Cash withdrawal in branches |
0.60% |
0.60% |
SMS Service |
Free |
Free |
Utility payment service |
- |
- |
Card insurance |
- |
- |
Card replacement |
Free |
Free |
Inclusion in the STOP list (local) |
Free |
Free |
Inclusion in the STOP list (international) |
50 USD per region, once a week |
50 USD per region, once a week |
1 – Daily ATM withdrawal limit
2- The limits will only apply if the parent checks the ‘daily spending limit/cash withdrawal' option. Otherwise, the card/sticker will be subject to the standard spending and withdrawal limits – 500 GEL each (in GEL or the equivalent currency). The standard spending and withdrawal limits (500 GEL each) are effective from 01.09.2020.
3 – if a legal representative provides his/her consent,
- Minors under 14 years of age can have view-only access to their internet banking account.
- Minors 14 years of age and older can have full access to their internet banking account.
- The card is issued to school students between 7 and 18 years of age based on their legal representative's approval.
Credit Cards
STANDARD | CLASSIC | GOLD | PLATINUM | |
Ertguli Card | ||||
Annual fee | 5 GEL | 10 GEL | 80 GEL | 120 GEL |
Additional card's annual fee | 5 GEL | 10 GEL | 40 GEL | 60 GEL |
Card renewal fee (in case of loss or damage) | 5 GEL | 10 GEL | First year - 40 GEL, then 80 GEL | First year - 60 GEL, then 120 GEL |
To see full list of fees and percentages, please follow the link:
Electron | Classic | Gold | |
Installment Card | |||
Annual fee | 20 GEL | - | - |
Card renewal fee (in case of loss or damage) | 10 GEL | - | - |
Partner Banks
Bank Name |
Address |
Halyk Bank Georgia |
Shartava st. 40, 0160 Tbilisi |
Basis Bank |
Ketevan Tsamebuli Ave. # 1 0103 Tbilisi |
VTB Bank |
14, G. Chanturia St., 0108 Tbilisi |
Finca Bank Georgia |
71 Vazha-Pshavela Ave. 0186 Tbilisi |
cash withdrawal and deposit
|
Tariff at the branch |
Internet banking tariff |
Currency |
|
|
Withdrawal of transferred/paid-in funds from My Safe |
0.002 |
- |
Withdrawal of transferred/paid-in funds from My Safe - Foreign currency |
0.0025 |
- |
My Safe opening fee |
10 GEL |
Free |
Cash withdrawal from current account - GEL |
0.002 |
- |
Cash withdrawal from current account - Foreign currency |
0.006 |
- |
Paying into a deposit or an account at TBC Pay self-service kiosks (in branches) |
Free |
- |
Paying into a deposit (at external TBC Pay self-service kiosks) |
1 GEL |
- |
Loan payment (at TBC Pay self-service kiosks in branches) |
Free |
- |
Loan payment (at external TBC Pay self-service kiosks) |
1 GEL |
- |
Withdrawal of loan amount |
0.006 |
- |
EUR withdrawal is only possible at branches and from the following ATMs:
- 7 Marjanishvili street, Tbilisi
- 13 Chavchavadze ave., Tbilisi
- 2 Gr. Abashidze street, Tbilisi
- 6 Pushkin street, Tbilisi
- 24 Kazbegi street, Tbilisi
- 138 Aghmashenebeli ave., Tbilisi
- 58 Chavchavadze ave., Kutaisi
- Kutaisi International Airport, Kutaisi
- 37 Zubalashvili street, Batumi
- 13 Stalin street, Gori
- 3 Tabukashvili street, Zugdidi
- 5 Rustaveli Circle, Poti
- 1/6 sector Mukhiani district, Tbilisi (TBC Bank branch)
- 34 Guramishvili ave., Tbilisi (TBC Bank branch)
DIGITAL CASH WITHDRAWAL
Product |
Debit Card |
Credit Card |
Apple Pay TBC Wallet Garmin Pay |
0.2%, min. 0.2 GEL/USD/EUR |
3.9%, min 5.5 GEL |
QR |
The cash withdrawal rates of the chosen card apply |
* The digital cash withdrawal can be done only via TBC ATMs
** Withdrawal of EURO is only available from branches and following ATMs:
Tbilisi - Agmashenebeli ave. 138;
Tbilisi - Kazbegi ave. 24;
Tbilisi - Pushkin st 6;
Tbilisi - Marjanishvli st. 7;
Tbilisi - Chavchavadze ave. 13;
Tbilisi - Gr. Abashidze st. 2;
Kutaisi - Chavchavadze ave. 58;
Kutaisi - International Airport;
Kutaisi - 26 Grishashvili St;
Kutaisi - 35 Faliashvili St;
Gori - Stalin st. 13;
Zugdidi - Tabukashvili st. 3;
Batumi - Zubalashvili st. 37;
Poti - Rustaveli encirclement 5.
Transfers and currency conversion
|
Without the tariff package |
Transfers between TBC branches and one's own accounts (in any currency) |
Free |
To other banks - GEL |
0.07% min. 0.9 GEL |
To other banks - USD |
0.2% min. 15 USD max. 150 USD1 |
To other banks - other currencies |
0.2% min. 15 EUR max. 150 EUR1 |
Transfers for non-account holders |
GEL - 0,1% min.0,90 GEL in other currency - 0,2% min. 15 USD/EUR max. 150 USD/EUR |
Limit for transfers with a telephone code (through internet, mobile and iPad banking) |
Limit per transaction - 1,500 GEL (or equivalent in other currency)/ limit per month - 1,500 GEL (or equivalent in other currency) |
Limit for transfers with a Digipass code (through internet, mobile and iPad banking) |
No limits |
Utility bills and other payments in branches |
2 GEL |
Utility bills and other payments at TBC Pay self-service kiosks |
0.5 GEL |
Utility bills and other payments through internet banking/ mobile banking |
0.5 GEL |
1 – The recipient will receive the full amount transferred if extra 20 USD/30 EUR is paid. Otherwise, the intermediary bank's fee will be deducted from the transferred amount.
Rounding rules for cash payments.
In compliance with Decree #7 of 5 October, 2018 of the Council of the National Bank of Georgia "On the Approval of the Rounding Method for Cash Payments and the Rule for Using the Method", from 1 January 2019, the rounding method will apply to currency exchange through cash transactions, i.e. the charged amount will be rounded up or down to the nearest multiple of 5.
For more details and examples, please visit the National Bank of Georgia's website https://www.nbg.gov.ge/index.php?m=714
Money transfer details and working hours
GEL Payment
- For GEL payments, you need the following details:
- Code of the receiving bank;
- Recipient's account number (IBAN);
- Recipient's name;
- The order will be accepted during the working hours of the respective branch.
- Internal GEL transfers will be executed as of the same date if the GEL payment order is placed
- Before 20:00 on weekdays;
- Before 14:00 on Saturday
The Bank will transmit the external GEL payment to the respective receiving bank if the GEL payment order has been placed
- Before 17:30 on weekdays
Note: After the indicated hours, as well as on non-business days, internal and external GEL payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.
Foreign Currency Payments:
You will need the following details to carry out a foreign currency payment:
- Code of the receiving bank;
- Recipient's account number (IBAN);
- Recipient's name;
- A document providing a lawful basis for the transfer/invoice (amount ≥ 30 000 GEL/equivalent in national currency
Foreign currency payment orders will be accepted during the working hours of the respective branch.
Internal foreign currency transfers will be executed as of the same date if the foreign currency payment order is placed
- Before 20:00 on weekdays;
- Before 14:00 on Saturday
The Bank will transmit the external foreign currency payment to the respective receiving bank if the foreign currency payment order has been placed
- Before 19:00 on weekdays
Note: After the indicated hours, as well as on non-business days, internal and external foreign currency payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.
Correction of transfer/inquest |
|
USD or RUR |
55 USD |
Other currency |
55 EUR |
Money Transfers
Transfer fee | ||||
Western Union | 13 - 121 USD, 0.5% - 3% depending on type of transfer and amount | |||
Unistream | From 1% of the transfer amount, depending on the country | |||
Contact | 1%-3%, or fixed 40 USD/30 EUR, depending on type of transfer | |||
MoneyGram | From 1% - 3% of the transfer amount | |||
IntelExpress | 0.35% - 3%, depending on currency and type of transfer | |||
Zolotaya Korona | From 1%, depending on the country and amount | |||
RIA | 2.25% - 4% of the transfer amount, depending on the country | |||
Anelik | 1% - 3% of the transfer amount, depending on the country | |||
Mardi | 0-1000 units - 5 units | 1000.01 - 1500 units - 7 units | 1500.01 - 3000 units - 10 units | |
P2P Transfers | 0-20 GEL - Free | 20.01-500.00 GEL - 1 GEL |
For detailed fees, please see the following links:
Remote services
Without Tariff Package | Stimulus | Universal | CONCEPT PREMIUM | CONCEPT DIGITAL | ||||
Internet banking, Mobile banking, iPad banking | Free | |||||||
Digipass | 20 GEL | |||||||
TBC Digipass application | 10 GEL | Free | ||||||
Phone banking | Free | |||||||
Direct debit, standing order | Free | |||||||
SMS service | 1 GEL, monthly | Free |
Other Services
Without Tariff Package | Stimulus | Universal | Status | ||
Individual safe boxes | From 0.5 to 3.5 GEL p/day | ||||
Accepted damaged foreign currency | 2% | ||||
Banknote authenticity verification | 0.1% min. 10 GEL | ||||
Statement regarding any banking account | 10 GEL | ||||
Less than 2 year term account statement (GEO) | Free | ||||
Less than 2 year term account statement (ENG) | 5 GEL | ||||
More than 2 year term account statement (except current loan/credit card statement) (GEO) | 10 GEL | ||||
More than 2 year term account statement (ENG) | 10 GEL | ||||
2 year remote statement | 10 GEL | ||||
Document renewal from archive | 10 GEL | ||||