Student's Plan

Pupil's Plan

_{*According to Decree 8 of the Council of the National Bank of Georgia on the Circulation Period of 1 and 2 Tetri Denomination Coins, the circulation period of 1 and 2 denomination coins expired at the end of 2020, while before the end of 2021, commercial banks will exchange 1 and 2 tetri coins. The value of the cash transaction carried out in the form of coins must be a multiple of 5. For more details, please visit the NBG website: https://www.nbg.gov.ge/index.php?m=340&newsid=3501 / https://www.nbg.gov.ge/index.php?m=714}

_{From 20.10.2023, the cash withdrawal fee on personal current accounts will be  - 0.6%;}

_{From 20.11.2023, the cash withdrawal fee on personal My Safe accounts will be - 0.6%;}

EUR withdrawal is only possible at branches and from the following ATMs:

• 7 Marjanishvili street, Tbilisi
• 2 Gr. Abashidze street, Tbilisi
• 6 Pushkin street, Tbilisi
• 24 Kazbegi street, Tbilisi
• 49 Vazha Pshavela ave.,Tbilisi
• 138 Aghmashenebeli ave., Tbilisi
• 1/6 sector Mukhiani district, Tbilisi (TBC Bank branch)
• 23a Guramishvili ave, Tbilisi (TBC Bank branch)
• 123/125 Tsotne Dadiani ave, Tbilisi (TBC Bank branch) 
• Javakheti st. the area around the metro "Varketili", Tbilisi
• 1 Block, Building #1a, Digomi Massive, Tbilisi (TBC Bank branch)
• Tbilisi International Airport, Tbilisi
• 12 Sulkhan Tsintsadze st., Tbilisi
• 58 Chavchavadze ave., Kutaisi
• Kutaisi International Airport, Kutaisi
• 26 Grishashvili st. Kutaisi (TBC Bank branch)
• 35 Paliashvili st. Kutaisi (TBC Bank branch)
• 2 David Aghmashenebeli Square (TBC Bank branch)
• 37 Zubalashvili street, Batumi
• 57/59 Zurab Gorgiladze st., Batumi
• 23 Kutaisi street. Gori
• 13 Stalin street, Gori
• 32 Saakadze st., Kaspi
• 3 Tabukashvili street, Zugdidi
• 85 Aghmashenebeli st. Batumi
• 5 Rustaveli Circle, Poti
• 10 Sekhniashvili st. Telavi
• Gabriel Episkoposi st. Ozurgeti (TBC Bank branch)
• 4 Shartava st., Rustavi

$50 bills can be withdrawn from the following ATMs:

• 7 Marjanishvili st., Tbilisi
• 68 Kostava st., Tbilisi

From 25.11.2022, in case of up to 3000 GEL withdrawals from personal accounts in TBC branches or service centres with the help of a cashier, service manager or consultant, the fee will be 2%, but no less than 2 GEL for GEL withdrawals.

Terms authorized on your payment card will apply in case of TBC ATM withdrawals.

Cash withdrawal terms authorized on your payment card will apply in case of TBC ATM withdrawals.

* The digital cash withdrawal can be done only via TBC ATMs

** Withdrawal of EURO is only available from branches and following ATMs:

Tbilisi - Agmashenebeli ave. 138;
Tbilisi - Kazbegi ave. 24;
Tbilisi - Pushkin st 6;
Tbilisi - Marjanishvli st. 7;
Tbilisi - Chavchavadze ave. 13;
Tbilisi - Gr. Abashidze st. 2;
Kutaisi - Chavchavadze ave. 58;
Kutaisi - International Airport;
Kutaisi - 26 Grishashvili St;
Kutaisi - 35 Faliashvili St;
Gori - Stalin st. 13;
Zugdidi - Tabukashvili st. 3;
Batumi - Zubalashvili st. 37;
Poti - Rustaveli encirclement 5.

1 – The recipient will receive the full amount transferred if extra 20 USD/30 EUR is paid. Otherwise, the intermediary bank's fee will be deducted from the transferred amount.

Rounding rules for cash payments.

In compliance with Decree #7 of 5 October, 2018 of the Council of the National Bank of Georgia "On the Approval of the Rounding Method for Cash Payments and the Rule for Using the Method", from 1 January 2019, the rounding method will apply to currency exchange through cash transactions, i.e. the charged amount will be rounded up or down to the nearest multiple of 5.

For more details and examples, please visit the National Bank of Georgia's website https://www.nbg.gov.ge/index.php?m=714

Money transfer details and working hours

GEL payment order

Necessary banking details for initiating a GEL payment order:

• Receiving bank code;
• Receiving bank IBAN;
• Recipient name;
• Your GEL payment order will be accepted during the working hours of the servicing branch;

• An internal GEL payment order will be completed on the same day if it is initiated before

20:00 – on weekdays

14:00  - on Saturday

Note: An internal GEL payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day if it is subject to an additional check from the Bank.

• An external GEL order will be completed on the same day if it is initiated before

17:30 – on weekdays.

Note: An external GEL payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day.

Foreign currency payment orders

Necessary banking details for initiating a foreign currency payment order:

• Receiving bank code;
• Receiving bank IBAN;
• Recipient name;
• A document testifying to the legality of transfer/an invoice (for transfers ≥ 100 000 GEL equivalent according to the official exchange rate)
• Your foreign currency payment order will be accepted during the working hours of the servicing branch;

• An internal foreign currency payment order will be completed on the same day if it is initiated before:

20:00 – on weekdays

14:00  - on Saturday

Note: An internal foreign currency payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day if it is subject to an additional check from the Bank.

• The Bank will transfer an external foreign currency payment order to the receiving bank on the same day if the order is initiated before

18:00 – on weekdays.

Note: An external foreign currency payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day.

Important information regarding currency transactions 

For detailed fees, please see the following links:

• Western Union
• Unistream
• Contact
• MoneyGram
• IntelExpress
• Zolotaya Korona
• RIA
• Anelik
• Mardi
• P2P transfers

Please be informed that the Bank's internal policy prohibits direct or indirect transactions with sanctioned countries including Iran. In particular, the prohibition applies to international trade settlements where the counterparty, the country of the origin of goods or the transportation route is Iran or related to Iran, whether directly or indirectly.

When importing goods, please make sure that the transportation route includes non-sanctioned countries only and that you have all the necessary documents with you, so that your international transactions are not rejected but completed successfully. Otherwise, the transaction may be delayed until the issue is resolved or blocked by the intermediary banks until the sanctions are removed.

The Bank additionally reserves the right to require the following documents on a mandatory basis for international transactions, regardless of transaction description and amount:

• Invoice/agreement that includes the transportation route;
• Certificate of the Origin of Goods;
• Bill of Lading.

If any of the aforementioned documents does not include the transportation route, you are required to submit the pre-agreed Terms of Delivery.

The documents are required for all international transactions where the country of the receiving bank is China – CN, Singapore – SG, India – IN, Hong Kong – HK, the United Arab Emirates – AE, Iraq – IQ, Turkey –  TR, Pakistan – PK (the list of countries may change).

The documents must be in English.