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Loan Terms

Loan currency

Georgian  Lari

Loan term

24 month

Loan min. amount

100 GEL

 

Loan max. amount

1,500 GEL

Annual interest rate

37%

Effective interest rate

from 49%,  no more than  50%

Grace Period

6 month ( only for principal amount)

Repayment schedule

First 6 month:  only interest rate. Next 18 month:  interest rate and principal amount

Service fee / Loan withdrawal fee

Service fee  3.5%

Loan withdrawal fee  - 0.2%

Penalty for overdue:

 

 

0,5% for each overdue day   (no more than 0.27% of remained principal amount)

Fixed penalty: 5 GEL

 

Penalty for advance payment

 

 

  • % - for 12-24 month
  • 0.5% for  6-12 month
  • 0% - for less than 6 month

 

Collateral

not required

 

Life insurance

not required

 

Borrowers age

20-62