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  • Start saving without an initial deposit
  • Save with small deposits
  • Get up to 10.00% interest rate

General description

"My Goal" term deposit helps you achieve your saving goals steadily with small monthly deposits. In addition, you can personalize your deposit by naming it according to your goals, e.g.: My New Car, My Vacation, etc.

This deposit is a "Moneybox" that helps you collect money through monthly savings. TBC Bank will accrue interest on each amount you deposit, enabling you to accumulate the desired amount in the most efficient way.

Interest rates

Period

 

GEL

USD

EUR

GBP

3-5 Months

Annual

9.00%

1.55%

N/A

N/A

Effective

From 9.32%

From 1.56%

N/A

N/A

6-8 Months

Annual

9.60%

1.90%

N/A

0.40%

Effective

From 9.85%

From 1.91%

N/A

From 0.40%

9-11 Months

Annual

10.25%

2.40%

0.10%

0.90%

Effective

From 10.41%

From 2.41%

From 0.10%

From 0.90%

12 Months

Annual

10.80%

3.00%

0.60%

1.40%

Effective

From 10.83%

From 3.00%

From 0.60%

From 1.40%

13-14 Months

Annual

10.80%

3.00%

0.65%

1.50%

Effective

From 10.79%

From 3.00%

From 0.65%

From 1.50%

15-17 Months

Annual

10.50%

3.05%

0.75%

1.55%

Effective

From 10.42%

From 3.04%

From 0.75%

From 1.55 %

18-20 Months

Annual

11.05%

3.25%

0.80%

1.65%

Effective

From 10.82%

From 3.23%

From 0.80%

From 1.64%

21-23 Months

Annual

10.90%

3.45%

0.85%

1.80%

Effective

From 10.54%

From 3.41%

From 0.85%

From 1.79%

24 Months

Annual

11.40%

3.60%

1.00%

1.90%

Effective

From 10.86%

From3.54%

From 1.00%

From 1.88%

INTEREST RATES FOR NONRESIDENTS

Interest rate of Term Deposit in case of nonresident is 0.5% less than rate for resident in all currencies.

Other terms

Fees
  • Account opening and transactions are free of charge;
  • Deposit interest rates are annual (accrued interest rate will be calculated on the number of actual placement dates);
Initial deposit
  • Initial minimum deposit is not required! Further monthly deposits are as low as 5 GEL/USD/EUR/GBP;
  • No cap limits are set for monthly deposits.
  • If the client has not deposited a minimum amount for more than 2 months, deposit's conditions will be breached.

Deposit terms

  • The deposit term ranges between 3 and 24 months 

Deposit conditions

  • Additional deposit amounts may differ from month to month (not less than 5 units);
  • In the case of breach condition or early termination of the deposit, different interest rates shall apply:
    • GEL   -4% min. 0,5%  (deposit will accrue 4% (min. 0,5%) less interest than it would have been for the actual period from the date of opening until the date of termination).
    • USD    0.30%;
    • GBP   0.10%;
    • EUR    0.00%.

Note: already withdrawn interest will be deducted from the principal amount.

 

Deposit Protection Notice For UK Citizens

JSC TBC Bank is a joint-stock company incorporated in Georgia, with its registered office and principal place of business at 7 Marjanishvili St., 0102 Tbilisi. JSC TBC Bank has a share capital of GEL 20,617,387 and total reserves of GEL 1,299,140,813 as of December 31, 2017. TBC Bank is the trading name of JSC TBC Bank. JSC TBC Bank is authorised and regulated for its deposit taking business by the National Bank of Georgia. JSC TBC Bank is not, and is not required to be, authorised in the UK. Depending on your status as a consumer, eligible deposits at JSC TBC Bank may be  protected under the regulations of the National Bank of Georgia and the Law of Georgia on Deposit Insurance.

 

Operations

  • Both cash and noncash payments are accepted for monthly deposits;
  • For added flexibility, you can make additional deposits to the account via Internet Banking, Mobile Banking, Phone banking and Standing Orders.

 

Deposits Insurance System

Please be advised that from January 1, 2018, TBC Bank has joined the deposit insurance system designed in compliance with the Georgian Law on Deposit Insurance System. The Deposit Insurance Agency will provide GEL 5000 refund for any deposit/account held by a natural person with each commercial bank, irrespective of the number of deposits/accounts, while the rest of the amount will be reimbursed in compliance with the effective law.

For additional information please visit the website of Deposit Insurance Agency, LEPL at: www.diagency.ge

how to apply?

Apply online

Apply via internet or mobile banking and get +0.15% additional interest rate on deposits in GEL and USD currency

(+995 32) 227 27 27

Call 24 hours a day, 7 days a week or request a call back.

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