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  • Add funds to savings each month
  • Get up to 10.00% interest on your monthly deposits
  • Keep your funds safe and secure

Interest rates

Month

Rate

GEL

USD

EUR

GBP

3-5 Months

Nominal

7.15 %

1.45%

0%

 

Effective

From 3.91 %

From 0.59 %

From 0.00%

 

6-8 Months

Nominal

8.05 %

1.80%

0.00%

0.30%

Effective

From 6.37 %

From 1,22 %

From 0.00%

From 0.01%

9-11 Months

Nominal

8.50 %

2.30%

0.10%

0.80%

Effective

From 7.35 %

From 1,55 %

From 0.02%

From 0.18%

12 Months

Nominal

8.90 %

2.90%

0.60%

1.30%

Effective

From 7.88 %

From 1,88 %

From 0.11%

From 0.44%

13-14 Months

Nominal

8.90 %

2.90%

0.65%

1.40%

Effective

From 8.03 %

From 2,01 %

From 0.18%

From 0.56%

15-17 Months

Nominal

9.15 %

2.95%

0.75%

1.45%

Effective

From 8.25 %

From 2,23 %

From 0.30%

From 0.76%

18-20 Months

Nominal

9.30 %

3.15%

0.80%

1.55%

Effective

From 8.48 %

From 2,45 %

From 0.43%

From 1.97%

21-23 Months

Nominal

9.55 %

3.35%

0.80%

1.70%

Effective

From 8.65 %

From 2,63 %

From 0.52%

From 1.12%

24 Months

Nominal

9.70%

3.50%

1.00 %

1.80%

Effective

From 8.80%

From 2,79 %

From 0.60%

From 1.25%

INTEREST RATES FOR NONRESIDENTS

Interest rate of Term Deposit in case of nonresident is 0.50% less than rate for resident in all currencies.

General description

In case you want not only to store your deposit securely, but also to add funds to it – there is a Term+ Deposit for you. It will allow you to add funds to your initial deposit anytime via our remote channels.

Term+ Deposit allows you to add funds on a monthly basis. The bank will accrue interest on each amount you deposit, thus enabling you to accumulate funds in the most efficient way.

Other terms

Fees

  • Account Opening and transactions are free of charge.

Minimum deposit

  • The minimum initial balance on the Term+ Deposit account is 500 GEL/USD/EUR/GBP
  • Further deposits can be as low as 500 GEL/USD/EUR/GBP

Terms and conditions

  • You can open a Term+ Deposit for a period of 3 to 24 months
  • Additional deposits made within the last 3 months before maturity shall accrue interest similar to that of a savings deposit. Appropriate annual interest, indicated in the table, is applied to any additional deposits made within the period above 3 months term before expiration date

Operations

  • Additional transfers to the Term+ Deposit account are not restricted with Internet and Mobile Banking or from other bank accounts
  • In the case of early termination of the deposit, different interest rates shall apply:
    • GEL   -4% min. 0,5%  (deposit will accrue 4% (min. 0,5%) less interest than it would have been for the actual period from the date of opening until the date of termination).
    • USD    0.30%;
    • GBP   0.10%;
    • EUR    0.00%.

Note: already withdrawn interest will be deducted from the principal amount.

 

Deposit Protection Notice For UK Citizens

JSC TBC Bank is a joint-stock company incorporated in Georgia, with its registered office and principal place of business at 7 Marjanishvili St., 0102 Tbilisi. JSC TBC Bank has a share capital of GEL 20,617,387 and total reserves of GEL 1,299,140,813 as of December 31, 2017. TBC Bank is the trading name of JSC TBC Bank. JSC TBC Bank is authorised and regulated for its deposit taking business by the National Bank of Georgia. JSC TBC Bank is not, and is not required to be, authorised in the UK. Depending on your status as a consumer, eligible deposits at JSC TBC Bank may be  protected under the regulations of the National Bank of Georgia and the Law of Georgia on Deposit Insurance.

 

Deposits Insurance System

Please be advised that from January 1, 2018, TBC Bank has joined the deposit insurance system designed in compliance with the Georgian Law on Deposit Insurance System. The Deposit Insurance Agency will provide GEL 5000 refund for any deposit/account held by a natural person with each commercial bank, irrespective of the number of deposits/accounts, while the rest of the amount will be reimbursed in compliance with the effective law.

For additional information please visit the website of Deposit Insurance Agency, LEPL at: www.diagency.ge

How to Apply?

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(+995 32) 227 27 27

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