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These Calculators are provided as a free service to our users. No guarantee, explicit or implied, is made regarding their accuracy or suitability to a specific purpose. The result of this calculation should not be taken as a statement of one's credit-worthiness, but rather a general guideline of practices. Furthermore, calculation results are not to be construed as an offer to extend credit, under any terms, to any individual by TBC bank. Use of any calculator on this site shall constitute acceptance of the terms of this agreement.