Ertguli Card - TBC Bank

Collect Ertguli Bonuses
More bonuses at Ertguli partners
Special offer

0.52%
effective rate from

general description

With Ertguli Card's 55 day grace period, you have the possibility of using the amount you need and repaying it without hassle.

Examples

Effective rate from 0.52%.

Ertguli Card also gives you possibility to collect Ertguli Bonuses at Ertguli partner merchants.

Note: In order to activate your new Card place it in ATM and enter your PIN. Customers can have up to 10 valid cards of different types, including a maximum of 3 Ertguli cards.

Find out more at Ertguli webpage www.ertguli.ge

This offer is not valid for UK residents.

Partners

To see the list of Ertguli Partners, please go to www.ertguli.ge/partners

TERMS AND FEES

To get a Ertguli Card, you have to:

Be a citizen of Georgia or a foreign country
Be at least 20 years old
Have minimum salary of 200 GEL

Order our Ertguli Card online now and in only 2 days get your own Ertguli Card.

	ERTGULI STANDARD	ERTGULI CLASSIC	ERTGULI GOLD	ERTGULI PLATINUM

Annual Fee	5 GEL	10 GEL	80 GEL	120 GEL
Card Validity	4 Years	4 Years	4 Years	4 Years
Credit Limit	250-499	500	2,001 -5,000	5,001 - 20,000
Shop Tariff	When withdrawing¹ 36% When used in merchants² 24%	When withdrawing¹ 36% When used in merchants² 22%	When withdrawing¹ 33% When used in merchants² 20%	When withdrawing¹ 30% When used in merchants² 18%
Effective annual interest	From 47.64%	From 46.62%	From 44.91%	From 39,53%
Effective Annual Interest (Grace Period)	From 1.04%	From 0.52%	From 1.68%	From 0.83%
Min. Repayment Amount	5% of the amount used³	5% of the amount used³	5% of the amount used³	5% of the amount used³
Fee for Standard Paying at Merchants	0%	0%	0%	0%
Withdrawal Fees at TBC Bank ATMs:	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL
Withdrawal Fees at TBC Bank Branches:	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL
Withdrawal Fees at Other Bank's ATMs:	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL	3.9%, min 5.5 GEL
Transfer Fee	3.9% min 5.5 GEL	3.9% min 5.5 GEL	3.9% min 5.5 GEL	3.9% min 5.5 GEL
Transfer Fee - In case of porting campaign	3.9% min 5.5 GEL	3.9% min 5.5 GEL	3.9% min 5.5 GEL	3.9% min 5.5 GEL
Mobile Balance Top-up via Remote Channels	Free	Free	Free	Free
Fee on Bill Payments via Remote Channels	0.5 GEL⁴	0.5 GEL⁴	0.5 GEL⁴	0.5 GEL⁴

1 Cash withdrawal from ATM and Bank, transfer money from bank and internet banking.
2 Cashless transactions at POS terminals and E-commerce.
3 5% of the amount used + interest + penalty (if any).
4 Tariffs may vary according to provider.