Fees - TBC Bank

Accounts


Current account opening	Free
Current account maintenance	0 GEL, monthly
Cash withdrawals from current account	GEL - 0.2%; Other currency (USD/EUR/GBP/CHF) - <50,000 USD - 0.6%, >= 50,000 USD - 0.5%
Cash deposits to current account	Free
Savings account opening and maintenance	Free

* According to Decree 8 of the Council of the National Bank of Georgia on the Circulation Period of 1 and 2 Tetri Denomination Coins, the circulation period of 1 and 2 denomination coins expired at the end of 2020, while before the end of 2021, commercial banks will exchange 1 and 2 tetri coins. The value of the cash transaction carried out in the form of coins must be a multiple of 5. For more details, please visit the NBG website: https://www.nbg.gov.ge/index.php?m=340&newsid=3501 / https://www.nbg.gov.ge/index.php?m=714

Transfers and currency exchange

	GEL	USD	Other Currency
Transfers within TBC Bank between own accounts (any currency)	Free
To other banks*	0.07% min. 0.9 GEL	0.2% min. 15 USD, max. 500 USD	0.2% min. 15 EUR, max. 500 EUR
State budget transfers	0.07% min. 0.9 GEL	-	-
Transfer limits (using Internet, Mobile, iPad banking)	Unlimited, using digipass
Amendment to payment order/investigation
USD	55 USD
Other currency	55 EUR
Utility payment from branch	0.9 GEL
Utility payment using internet banking, mobile banking	0.5 GEL
Currency exchange with TBC Bank's rates - upon request	Free
Currency exchange with one day prior notification	In accordance with treasury department

* In case of additional 20 USD/30 EUR fee, beneficiary will receive full transfers amount. Otherwise, beneficiary might receive amount reduced by intermediary bank's fee

Bmatch platform service

In line with the Regulation of the National Bank of Georgia, non-banking market participants can already participate in the Bloomberg Bmatch Currency Platform with the help of TBC Bank Brokerage Service. The mentioned change aims to diversify the Currency Market participants, increase transparency and liquidity and encourage competition in the Currency Market.

Legal and natural persons can file currency conversion applications on the Bmatch platform with the help of TBC Bank. The applications can be filed via internet banking after signing the Currency Service Agreement.

These are the terms for filing applications on the Bloomberg Bmatch Platform:

Minimum amount: 100 000 USD, with 10 000 USD bids
Application currencies: USD/GEL
Amount must be deposited in account at the time of filing an application
One can choose the exchange rate

Fees on the Bloomberg Bmatch Platform:

Application filing fee	100 GEL
Application modification fee	100 GEL
Application cancellation fee	100 GEL
Per transaction settlement fee – GEL	0.07%
Per transaction settlement fee – USD	0.2% maximum 500 USD

Remote services

	Standard	Startups*
Internet banking registration fee	Free	Free
Internet banking quarterly fee	15 GEL	15 GEL
Internet banking quarterly fee for viewer-only access	Free	Free
TBC DIGIPASS application initial registration fee	20 GEL	Free
TBC DIGIPASS application repeated installation fee	Free	Free
DIGIPASS device initial registration fee	85 GEL	85 GEL
DIGIPASS device replacement fee	85 GEL	85 GEL
Phone banking	Free	Free
Direct debit, standing order	Free**	Free**
SMS service monthly fee	1 GEL	1 GEL

* This tariff applies to startups, whose registration period does not exceed 6 months

**if standing order is for transfers outside TBC Bank, standard transfer fees apply

Business cards and limits


Business Card annual service fee	150 GEL
Renewal of damaged/lost card	150 GEL
Min. balance requirement	Not required
Cash withdrawal fees in TBC Bank branches	GEL - 0.6%, min. 0.2 GEL USD/EUR
Cash withdrawal fees in other banks' branches	2%, min.3 USD or 6 GEL
Cash withdrawal in TBC Bank, VTB Bank, Basis Bank, Halyk, Ziraat and Credo Bank ATMs	GEL - 0.2% , min. 0.2 GEL USD/EUR
Withdrawal from cards in Liberty Bank ATM's	0.7%, min. 0.3 GEL
Cash withdrawal in other banks' ATMs	2%, min. 3 USD/EUR, or 6 GEL
24 hr withdrawal limit (in banks)	Unlimited in TBC Bank, other banks - 35,000 GEL USD
24 hr withdrawal limit (in ATMs)	15,000 GEL
Weekly purchase limit	100,000 GEL
Weekly ATM withdrawal limit	75,000 GEL
Stop list (local)	Free
Stop list (international)	50 USD per region, weekly

Documentary letter of credit

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

GUARANTEES

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

DOCUMENTARY COLLECTION

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

Other Services


Individual safe boxes (per 24 hr)	0.5 - 3.5 GEL
Accepted damaged foreign currency	10%
Russian Ruble, Turkish Lira, Azerbaijanian Manat, Australian Dollar, Israeli Shekel, Danish Krone, Polish Zloty, Swedish Krona and Japanese Yen banknotes into account	3%
Banknote authenticity verification	0.1% min. 10 GEL
Cash collection	Price negotiable
Issuance of any type of statement on TBC Bank customer data and accounts	from active accounts	10 GEL
	from closed accounts	30 GEL
Issuing statement on the arrears to be paid to the bank	from active accounts	10 GEL
	from closed accounts	10 GEL
Recovery of a less than 2-year-old document from the program (marked as "Copy" and bearing the bank transaction seal, if required).	from active accounts	Free
	from closed accounts	Free
Recovery of a more than 2-year-old document from the program (marked as "Copy" and bearing the bank transaction seal, if required).	from active accounts	10 GEL
	from closed accounts	10 GEL
Issuance of the original copy of any document from the archive* (signed by the client and the bank officer)	from active accounts	40 GEL
Retrieval of a statement from the Bank's program (for transactions carried out less than 2 years ago)	Active account	Free
	Closed account * *	Free
Retrieval of a statement from the Bank's program (for transactions carried out more than 2 years ago)	Active account	20 GEL
	Closed account	30 GEL
Individual English translation of a bank statement *** (for transactions carried out less than 2 years ago)	Active account	20 GEL
	Closed account	30 GEL
Individual English translation of a bank statement (for transactions carried out more than 2 years ago)	Active account	30 GEL
	Closed account	40 GEL
Deposit/loan statement	Effective agreement	Free
	Less than 2 years have passed from the closing/termination of the agreement	Free
	More than 2 years have passed from the closing/termination of the agreement	30 GEL

Program statements are issued immediately upon request

*Except deposit and loan agreements.

**In the case of closed accounts, 2 years refer to a period before closing;

** Rules for issuing statements translated into English individually:

If requested before 18:30, an English translation of a bank statement is issued on the same business day;
If requested after 18:30, an English translation of a bank statement is issued on the following business day;
If requested after 13:45 on Saturday, an English translation of a bank statement is issued on the following business day before 12:00.