Fees - TBC Bank

Accounts


Current account opening	Free
Current account maintenance	0 GEL, monthly
Cash withdrawals from current account	GEL - 0.2%; Other currency (USD/EUR/GBP/CHF) - <50,000 USD - 0.6%, >= 50,000 USD - 0.5%
Cash deposits to current account	Free
Savings account opening and maintenance	Free

Transfers and currency exchange

	GEL	USD	Other Currency
Transfers within TBC Bank between own accounts (any currency)	Free
To other banks*	0.07% min. 0.9 GEL	0.2% min. 15 USD, max. 500 USD	0.2% min. 15 EUR, max. 500 EUR
State budget transfers	0.07% min. 0.9 GEL	-	-
Transfer limits (using Internet, Mobile, iPad banking)	Unlimited, using digipass
Amendment to payment order/investigation
USD	55 USD
Other currency	55 EUR
Utility payment from branch	0.9 GEL
Utility payment using internet banking, mobile banking	0.5 GEL
Currency exchange with TBC Bank's rates - upon request	Free
Currency exchange with one day prior notification	In accordance with treasury department

* In case of additional 20 USD/30 EUR fee, beneficiary will receive full transfers amount. Otherwise, beneficiary might receive amount reduced by intermediary bank's fee

Bmatch platform service

In line with the Regulation of the National Bank of Georgia, non-banking market participants can already participate in the Bloomberg Bmatch Currency Platform with the help of TBC Bank Brokerage Service. The mentioned change aims to diversify the Currency Market participants, increase transparency and liquidity and encourage competition in the Currency Market.

Legal and natural persons can file currency conversion applications on the Bmatch platform with the help of TBC Bank. The applications can be filed via internet banking after signing the Currency Service Agreement.

These are the terms for filing applications on the Bloomberg Bmatch Platform:

Minimum amount: 100 000 USD, with 10 000 USD bids
Application currencies: USD/GEL
Amount must be deposited in account at the time of filing an application
One can choose the exchange rate

Fees on the Bloomberg Bmatch Platform:

Application filing fee	100 GEL
Application modification fee	100 GEL
Application cancellation fee	100 GEL
Per transaction settlement fee – GEL	0.07%
Per transaction settlement fee – USD	0.2% maximum 500 USD

Remote services

	Standard	Startups*
Internet banking registration fee	Free	Free
Internet banking quarterly fee	15 GEL	15 GEL
Internet banking quarterly fee for viewer-only access	Free	Free
TBC DIGIPASS application initial registration fee	20 GEL	Free
TBC DIGIPASS application repeated installation fee	Free	Free
DIGIPASS device initial registration fee	85 GEL	85 GEL
DIGIPASS device replacement fee	85 GEL	85 GEL
Phone banking	Free	Free
Direct debit, standing order	Free**	Free**
SMS service monthly fee	1 GEL	1 GEL

* This tariff applies to startups, whose registration period does not exceed 6 months

**if standing order is for transfers outside TBC Bank, standard transfer fees apply

Business cards and limits


Business Card annual service fee	150 GEL
Renewal of damaged/lost card	150 GEL
Min. balance requirement	Not required
Cash withdrawal fees in TBC Bank branches	GEL - 0.6%, min. 0.2 GEL USD/EUR
Cash withdrawal fees in other banks' branches	2%, min.3 USD or 6 GEL
Cash withdrawal in TBC Bank, VTB Bank, Basis Bank and Halyk Bank ATMs	GEL - 0.2% , min. 0.2 GEL USD/EUR
Withdrawal from cards in Liberty Bank ATM's	0.7%, min. 0.3 GEL
Cash withdrawal in other banks' ATMs	2%, min. 3 USD/EUR, or 6 GEL
24 hr withdrawal limit (in banks)	Unlimited in TBC Bank, other banks - 35,000 GEL USD
24 hr withdrawal limit (in ATMs)	15,000 GEL
Weekly purchase limit	100,000 GEL
Weekly ATM withdrawal limit	75,000 GEL
Stop list (local)	Free
Stop list (international)	50 USD per region, weekly

Documentary letter of credit

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

GUARANTEES

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

DOCUMENTARY COLLECTION

For fees please contact Documentary Operations Unit at: TradeFinance@tbcbank.com.ge

Other Services


Individual safe boxes (per 24 hr)	0.5 - 3.5 GEL
Accepted damaged foreign currency	10%
Russian Ruble, Turkish Lira, Azerbaijanian Manat, Australian Dollar, Israeli Shekel, Danish Krone, Polish Zloty, Swedish Krona and Japanese Yen banknotes into account	3%
Banknote authenticity verification	0.1% min. 10 GEL
Cash collection	Price negotiable
Issuing statement regarding the balance on the customer's banking account	from active accounts	10 GEL
	from closed accounts	30 GEL
Issuing document regarding status of customer's banking account	from active accounts	10 GEL
	from closed accounts	10 GEL
Issuing statement on the arrears to be paid to the bank	from active accounts	10 GEL
	from closed accounts	10 GEL
Issuing transfer document from the customer's account with the wrong description	from active accounts	5 GEL
	from closed accounts	10 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation up to one-month (if requested - note "copy" can be provided)	from active accounts	Free of charge
	from closed accounts	10 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation up to two years (if requested - note "copy" can be provided)	from active accounts	5 GEL
	from closed accounts	20 GEL
Receipt of Documents from Progrm, on the transactions with the statute of limitation more than two years (if requested - note "copy" can be provided)	from active accounts	20 GEL
	from closed accounts	30 GEL
Recovery of any original documentation from archive (with signatures of customer and bank representative)	from active accounts	40 GEL
Automatic Statement on the transactions*	in Georgian	with the statute of limitation up to two years	from active accounts	Free of charge
			from closed accounts	10 GEL
Automatic Statement on the transactions*	in Georgian	with the statute of limitation more than two years	from active accounts	20 GEL
			from closed accounts	30 GEL
Automatic Statement on the transactions*	in English**	with the statute of limitation up to two years	from active accounts	Free of charge
			from closed accounts	10 GEL
Automatic Statement on the transactions*	in English**	with the statute of limitation more than two years	from active accounts	20 GEL
			from closed accounts	30 GEL
Statement on the transactions (manual translation)***	in English**	with the statute of limitation up to two years	from active accounts	20 GEL
			from closed accounts	30 GEL
Statement on the transactions (manual translation)***	in English**	with the statute of limitation more than two years	from active accounts	30 GEL
			from closed accounts	40 GEL

* Free of charge for customer's with using credit services
** Issued as soon as request
*** Rules of the issuing process:
Statements requested before 15:00 PM will be issued the same day
otherwise on the next day