Subscription Plans
Product/ Service * | Plan Two *** | Plan Five | Plan Ten | Standard Terms and Conditions |
Monthly ** 2 GEL/Annual 20 GEL | Monthly 5 GEL/Annual 50 GEL | Monthly 10 GEL/Annual 110 GEL | ||
Visa Gold/ MC Gold/ Digital Card | 2 cards- free | 2 cards- free | 2 cards- free | Only Digital Card is available separately, without the subscription plan - 1 GEL monthly |
Cash withdrawal from TBC ATMs | 0% | 0% | 0% | Separately purchased Digital Card- 0,2 % |
Cash withdrawal from Partner Bank ATMs | 0% | 0% | 0% | Separately purchased Digital Card- 0,2 % |
Cash withdrawal from other banks' ATMs | 2%, min. 3 USD/EUR/GBP or 6 GEL | 2%, min. 3 USD/EUR/GBP or 6 GEL | 2%, min. 3 USD/EUR/GBP or 6 GEL | The product/ service is not available independently, without the subscription plan |
ATM withdrawal limit -24 hours | 5,000 GEL | 10,000 GEL | 15,000 GEL | Separately purchased Digital Card - 5,000 GEL |
ATM cash withdrawal limit -168 hours | - | 50,000 GEL | 75,000 GEL | Separately purchased Digital Card has no 24 hours ATM withdrawal limit |
Purchase limit -24 hours | 10,000 GEL | - | - | Separately purchased Digital Card - 10,000 GEL |
Purchase Limit -168 hours | 70,000 GEL | 85,000 GEL | 100,000 GEL | Separately purchased Digital Card- 70,000 GEL |
Card insurance | - | Standart | Premium | Standart- Annual 5 GEL / Premium- Annual 10 GEL |
Inclusion in the STOP list -local | free | free | ||
Inclusion in the STOP list -international | 50 USD per region, once a week | 50 USD per region, once a week | ||
Card replacement | free | free | ||
Cash withdrawal from subscription plan card account in TBC Bank branches | <= 3,000 GEL - 2%, min. 2 GEL | <= 3,000 GEL - 2%, min. 2 GEL | <= 3,000 GEL - 2%, min. 2 GEL | <= 3,000 GEL - 2%, min. 2 GEL |
<=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | <=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | <=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | <=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | |
>3000/ >1000 USD/EURO/GBP - 0,6 % | >3000/ >1000 USD/EURO/GBP - 0,6 % | >3000/ >1000 USD/EURO/GBP - 0,6 % | >3000/ >1000 USD/EURO/GBP - 0,6 % | |
External transfers in GEL from TBC Bank branches | 0<=10,000 - 4 GEL 10,000<=100,000 - 10 GEL >100,000 - 100 GEL |
0<=10,000 - 4 GEL 10,000<=100,000 - 10 GEL >100,000 - 100 GEL |
0<=10,000 - 4 GEL 10,000<=100,000 - 10 GEL >100,000 - 100 GEL |
0<=10,000 - 4 GEL 10,000<=100,000 - 10 GEL >100,000 - 100 GEL |
External transfers in GEL from digital channels | 0<=1,000 - 1 GEL 1,000<=10,000 - 2 GEL 10,000<=100,000 - 5 GEL >100,000 - 50 GEL |
0<=1,000 - free 1,000<=10,000 - 2 GEL 10,000<=100,000 - 5 GEL >100,000 - 50 GEL |
fixed 1 GEL | 0<=1,000 - 1 GEL 1,000<=10,000 - 2 GEL 10,000<=100,000 - 5 GEL >100,000 - 50 GEL |
External transfers in foreign currency | 0.2% min. 15 USD/EUR max. 150 USD/EUR | 0.2% min. 15 USD/EUR max. 150 USD/EUR | fixed 15 USD/EUR | 0.2% min. 15 USD/EUR max. 150 USD/EUR |
Internal transfers in GEL from TBC Bank branches | 1 GEL | 1 GEL | 1 GEL | 1 GEL |
Internal transfers in GEL from digital channels | Free | Free | Free | Free |
Internal transfers in foreign currency from TBC Bank branches | Equiv. 1 GEL | Equiv. 1 GEL | Equiv. 1 GEL | Equiv. 1 GEL |
Internal transfers in foreign currency from digital channels | Free | Free | Free | Free |
Utility payments in digital channels | - | 5 Payment-free | 5 Payment-free | 5 Payment-2,5 GEL |
SMS service | - | free | free | 1 GEL monthly |
Internet/mobile banking | free | free | free | free |
Digipass app | - | - | free | 10 GEL |
Rompetrol cash back | 0.50% | 0.50% | 0.50% | The product/ service is not available independently, without the subscription plan |
Student's Plan
Product/ Service | Student's Plan | Standard Terms and Conditions | ||
Monthly /Annual - 0 GEL | ||||
MC STUDENT CARD VISA STUDENT CARD |
2 cards-free | Without a subscription plan is only 1 card available | ||
Cash withdrawal from TBC ATMs | 0% | 0% | ||
Cash withdrawal from partner Bank ATMs | 0.2% | 0,2 % | ||
Cash withdrawal via Wallet | 0.2% min. 0.2 GEL | 0.2% min. 0.2 GEL | ||
Cash withdrawal from other banks' ATMs | 2%, მინ. 3 USD/EUR/GBP ან 6 GEL | 2%, მინ. 3 USD/EUR/GBP ან 6 GEL | ||
ATM withdrawal limit -24 hours | 10,000 GEL | 10,000 GEL | ||
ATM cash withdrawal limit -168 hours | 50,000 GEL | 50,000 GEL | ||
Purchase Limit -168 hours | 85,000 GEL | 85,000 GEL | ||
Inclusion in the STOP list -local | free | free | ||
Inclusion in the STOP list -international | 50 USD per region, once a week | 51 USD per region, once a week | ||
Card replacement | free | free | ||
Gambling Transactions | Restricted | Restricted | ||
Cash withdrawal from subscription plan card account in TBC Bank branches | <= 3,000 GEL - 2%, min. 2 GEL | <= 3,000 GEL - 2%, min. 2 GEL | ||
<=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | <=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | |||
>3000/ >1000 USD/EURO/GBP - 0,6 % | >3000/ >1000 USD/EURO/GBP - 0,6 % | |||
Internet/Mobail bank | free | free | ||
SMS service | free | 1 GEL monthly | ||
Rompetrol cash back | 0.50% | The product/ service is not available independently, without the subscription plan |
Pupil's Plan
Product/ Service | Pupils's Plan* | Standard Terms and Conditions | ||
Monthly /Annual - 0 GEL | ||||
VISA PUPIL CARD MC PUPIL CARD |
2 cards-free | Without a subscription plan is only 1 card available | ||
Cash withdrawal from TBC ATMs | 0% | 0% | ||
Cash withdrawal from partner Bank ATMs | 0.2% | 0,2 % | ||
Cash withdrawal via Wallet | 0.2% მინ. 0.2 ლარი | 0.2% მინ. 0.2 ლარი | ||
Cash withdrawal from other banks' ATMs | 2%, მინ. 3 USD/EUR/GBP ან 6 GEL | 2%, მინ. 3 USD/EUR/GBP ან 6 GEL | ||
ATM withdrawal limit -24 hours | 1000 GEL | 1000 GEL | ||
ATM cash withdrawal limit -168 hours | 7000 GEL | 7000 GEL | ||
Purchase limit -24 hours | 1000 GEL | 1000 GEL | ||
Purchase Limit -168 hours | 7000 GEL | 7000 GEL | ||
Inclusion in the STOP list -local | free | free | ||
Inclusion in the STOP list -international | 50 USD per region, once a week | 51 USD per region, once a week | ||
Cash withdrawal limit** | 10 GEL/20 GEL/ 50 GEL (the limits will apply to withdrawal and purchase separately) | 10 GEL/20 GEL/ 50 GEL (the limits will apply to withdrawal and purchase separately) | ||
Card replacement | free | free | ||
Gambling Transactions | Restricted | Restricted | ||
Cash withdrawal from subscription plan card account in TBC Bank branches | <= 3,000 GEL - 2%, min. 2 GEL | <= 3,000 GEL - 2%, min. 2 GEL | ||
<=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | <=1000 USD/EURO/GBP - 2% , min. 1 USD/EURO/GBP | |||
>3000/ >1000 USD/EURO/GBP - 0,6 % | >3000/ >1000 USD/EURO/GBP - 0,6 % | |||
Internet/Mobail bank | free | free | ||
SMS service | free | 1 GEL monthly |
Credit Cards
STANDARD | CLASSIC | GOLD | PLATINUM | |
Ertguli Card | ||||
Annual fee | 5 GEL | 10 GEL | 80 GEL | 120 GEL |
Additional card's annual fee | 5 GEL | 10 GEL | 40 GEL | 60 GEL |
Card renewal fee (in case of loss or damage) | 5 GEL | 10 GEL | First year - 40 GEL, then 80 GEL | First year - 60 GEL, then 120 GEL |
To see full list of fees and percentages, please follow the link:
Partner Banks
Bank Name |
Address |
Halyk Bank Georgia |
Shartava st. 40, 0160 Tbilisi |
Basis Bank |
Ketevan Tsamebuli Ave. # 1 0103 Tbilisi |
Credo Bank |
R. Tabukashvili srt. N27 0108 |
cash withdrawal and deposit
|
Tariff at the branch |
Internet banking tariff |
|
Cash withdrawal from My Safe |
0.6% |
- |
|
My Safe opening fee |
10 GEL |
Free |
|
Cash withdrawal from current account |
0.6% |
- |
|
Paying into a deposit or an account at TBC Pay self-service kiosks (in branches) |
Free |
- |
|
Paying into a deposit (at external TBC Pay self-service kiosks) |
Free |
- |
|
Loan payment (at TBC Pay self-service kiosks in branches) |
Free |
- |
|
Loan payment (at external TBC Pay self-service kiosks) |
Free |
- |
|
Withdrawal of loan amount |
0.6% |
- |
|
Deposit into an account at TBC Branches | Up to 1500 GEL (equivalent in USD, EUR) | 1 GEL | - |
From 1500 GEL (equivalent in USD, EUR) | Free |
*According to Decree 8 of the Council of the National Bank of Georgia on the Circulation Period of 1 and 2 Tetri Denomination Coins, the circulation period of 1 and 2 denomination coins expired at the end of 2020, while before the end of 2021, commercial banks will exchange 1 and 2 tetri coins. The value of the cash transaction carried out in the form of coins must be a multiple of 5. For more details, please visit the NBG website: https://www.nbg.gov.ge/index.php?m=340&newsid=3501 / https://www.nbg.gov.ge/index.php?m=714
EUR withdrawal is only possible at branches and from the following ATMs:
- 7 Marjanishvili street, Tbilisi
- 2 Gr. Abashidze street, Tbilisi
- 6 Pushkin street, Tbilisi
- 24 Kazbegi street, Tbilisi
- 49 Vazha Pshavela ave.,Tbilisi
- 138 Aghmashenebeli ave., Tbilisi
- 1/6 sector Mukhiani district, Tbilisi (TBC Bank branch)
- 23a Guramishvili ave, Tbilisi (TBC Bank branch)
- 123/125 Tsotne Dadiani ave, Tbilisi (TBC Bank branch)
- Javakheti st. the area around the metro "Varketili", Tbilisi
- 1 Block, Building #1a, Digomi Massive, Tbilisi (TBC Bank branch)
- Tbilisi International Airport, Tbilisi
- 12 Sulkhan Tsintsadze st., Tbilisi
- 58 Chavchavadze ave., Kutaisi
- Kutaisi International Airport, Kutaisi
- 26 Grishashvili st. Kutaisi (TBC Bank branch)
- 35 Paliashvili st. Kutaisi (TBC Bank branch)
- 2 David Aghmashenebeli Square (TBC Bank branch)
- 37 Zubalashvili street, Batumi
- 57/59 Zurab Gorgiladze st., Batumi
- 23 Kutaisi street. Gori
- 13 Stalin street, Gori
- 32 Saakadze st., Kaspi
- 3 Tabukashvili street, Zugdidi
- 85 Aghmashenebeli st. Batumi
- 5 Rustaveli Circle, Poti
- 10 Sekhniashvili st. Telavi
- Gabriel Episkoposi st. Ozurgeti (TBC Bank branch)
- 4 Shartava st., Rustavi
$50 bills can be withdrawn from the following ATMs:
- 7 Marjanishvili st., Tbilisi
- 68 Kostava st., Tbilisi
From 25.11.2022, in case of up to 3000 GEL withdrawals from personal accounts in TBC branches or service centres with the help of a cashier, service manager or consultant, the fee will be 2%, but no less than 2 GEL for GEL withdrawals.
Terms authorized on your payment card will apply in case of TBC ATM withdrawals.
Cash withdrawal terms authorized on your payment card will apply in case of TBC ATM withdrawals.
DIGITAL CASH WITHDRAWAL
Product |
Debit Card |
Credit Card |
Apple Pay TBC Wallet Garmin Pay |
0.2%, min. 0.2 GEL/USD/EUR/GBP |
3.9%, min 5.5 GEL |
QR |
The cash withdrawal rates and limits of the chosen card apply |
* The digital cash withdrawal can be done only via TBC ATMs
** Withdrawal of EURO is only available from branches and following ATMs:
Tbilisi - Agmashenebeli ave. 138;
Tbilisi - Kazbegi ave. 24;
Tbilisi - Pushkin st 6;
Tbilisi - Marjanishvli st. 7;
Tbilisi - Chavchavadze ave. 13;
Tbilisi - Gr. Abashidze st. 2;
Kutaisi - Chavchavadze ave. 58;
Kutaisi - International Airport;
Kutaisi - 26 Grishashvili St;
Kutaisi - 35 Faliashvili St;
Gori - Stalin st. 13;
Zugdidi - Tabukashvili st. 3;
Batumi - Zubalashvili st. 37;
Poti - Rustaveli encirclement 5.
Transfers and currency conversion
|
Without the tariff package |
||
Transfers in digital bank one's own accounts and with others (in any currency) |
Free |
||
Transfer between own accounts and with others in branches (any currency) | 1 GEL (equivalent in foreign currencies) | ||
To other banks - GEL |
Amount of transfer |
Digital Bank |
Branches |
Up to 1000 GEL | 1 GEL | 4 GEL | |
From 1000 to 10 000 GEL | 2 GEL | ||
From 10 000 to 100 000 GEL | 5 GEL | 10 GEL | |
100 000 GEL and more | 50 GEL | 100 GEL | |
To other banks - USD |
0.2% min. 15 USD max. 150 USD1 |
||
To other banks - other currencies |
0.2% min. 15 EUR max. 150 EUR1 |
||
Transfers for non-account holders - GEL |
Amount of transfer |
Digital Bank |
Branches |
Up to 1000 GEL | 1 GEL | 4 GEL | |
From 1000 to 10 000 GEL | 2 GEL | ||
From 10 000 to 100 000 GEL | 5 GEL | 10 GEL | |
100 000 GEL and more | 50 GEL | 100 GEL | |
Transfers for non-account holders - other currencies | 0,2% min. 15 USD/EUR max. 150 USD/EUR | ||
Limit for transfers with a telephone code (through internet, mobile and iPad banking) |
Limit per transaction - 1,500 GEL (or equivalent in other currency)/ limit per month - 1,500 GEL (or equivalent in other currency) |
||
Limit for transfers with a Digipass code (through internet, mobile and iPad banking) |
No limits |
||
Utility bills and other payments in branches |
2 GEL |
||
Utility bills and other payments at TBC Pay self-service kiosks |
0.5 GEL |
||
Utility bill payments via digital bank |
0.5 GEL |
||
Mobile balance top-up via digital bank | Free | ||
Purchase of mobile package via digital bank | Geocell, Beeline - free; Magti - 4% of the package value (exception: cocktail 30 - 0.5 GEL); |
||
Currency conversion at the current rate of TBC Bank | Free |
1 – The recipient will receive the full amount transferred if extra 20 USD/30 EUR is paid. Otherwise, the intermediary bank's fee will be deducted from the transferred amount.
Rounding rules for cash payments.
In compliance with Decree #7 of 5 October, 2018 of the Council of the National Bank of Georgia "On the Approval of the Rounding Method for Cash Payments and the Rule for Using the Method", from 1 January 2019, the rounding method will apply to currency exchange through cash transactions, i.e. the charged amount will be rounded up or down to the nearest multiple of 5.
For more details and examples, please visit the National Bank of Georgia's website https://www.nbg.gov.ge/index.php?m=714
Money transfer details and working hours
GEL payment order
Necessary banking details for initiating a GEL payment order:
- Receiving bank code;
- Receiving bank IBAN;
- Recipient name;
- Your GEL payment order will be accepted during the working hours of the servicing branch;
- An internal GEL payment order will be completed on the same day if it is initiated before
20:00 – on weekdays
14:00 - on Saturday
Note: An internal GEL payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day if it is subject to an additional check from the Bank.
- An external GEL order will be completed on the same day if it is initiated before
17:30 – on weekdays.
Note: An external GEL payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day.
Foreign currency payment orders
Necessary banking details for initiating a foreign currency payment order:
- Receiving bank code;
- Receiving bank IBAN;
- Recipient name;
- A document testifying to the legality of transfer/an invoice (for transfers ≥ 100 000 GEL equivalent according to the official exchange rate)
- Your foreign currency payment order will be accepted during the working hours of the servicing branch;
- An internal foreign currency payment order will be completed on the same day if it is initiated before:
20:00 – on weekdays
14:00 - on Saturday
Note: An internal foreign currency payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day if it is subject to an additional check from the Bank.
- The Bank will transfer an external foreign currency payment order to the receiving bank on the same day if the order is initiated before
18:00 – on weekdays.
Note: An external foreign currency payment order accepted in a service center-on-duty and a 24/7 service center after the stated hours and on non-working days will be completed on the following working day.
Correction of transfer/inquest |
|
USD or RUR |
55 USD |
Other currency |
55 EUR |
Money Transfers
SYSTEM | TARIFF | CURRENCY |
Western Union | From 0.5% | GEL, USD, EUR |
Ria | From 0.8% | GEL, USD, EUR |
Moneygram | From 1% min 2 USD, EUR | USD, EUR |
Zalataya Korona | From 0.5% | USD, EUR, RUB |
Unistream | From 0.6% | GEL, USD, EUR, RUB, GBP |
Contact | From 1% | USD, EUR, RUB |
Intelexpress | From 0.6% | GEL, USD, EUR, GBP |
Ricogram | From 0.9% | GEL, USD, EUR |
Mardi | min. from 5 units |
GEL, USD, EUR |
For detailed fees, please see the following links:
- Western Union
- Unistream
- Contact
- MoneyGram
- IntelExpress
- Zolotaya Korona
- RIA
- Anelik
- Mardi
- P2P transfers
Remote services
Without Tariff Package | CONCEPT PREMIUM | CONCEPT DIGITAL | ||||||
Internet banking, Mobile banking, iPad banking | Free | |||||||
Digipass | 20 GEL | |||||||
TBC Digipass application | 10 GEL | Free | ||||||
Phone banking | Free | |||||||
Direct debit, standing order | Free | |||||||
SMS service | 1 GEL, monthly | Free |
Other Services
Without Tariff Package | Stimulus | Universal | Status | ||
Individual safe boxes | From 0.5 to 3.5 GEL p/day | ||||
Accepted damaged foreign currency | 2% | ||||
Deposit of Azerbaijanian Manat, Australian Dollar, Israeli Shekel, Danish Krone, Polish Zloty, Swedish Krona and Japanese Yen banknotes into an account | 3% | ||||
Deposit of Turkish Lira banknotes into an account | 5% | ||||
Deposit of Russian Ruble banknotes into an account | 10% | ||||
Banknote authenticity verification | 0.1% min. 10 GEL | ||||
Statement regarding any banking account | 10 GEL | ||||
Less than 2 year term account statement (GEO) | Free | ||||
Less than 2 year term account statement (ENG) | 5 GEL | ||||
More than 2 year term account statement (except current loan/credit card statement) (GEO) | 10 GEL | ||||
More than 2 year term account statement (ENG) | 10 GEL | ||||
2 year remote statement | 10 GEL | ||||
Document renewal from archive | 10 GEL | ||||
Foreign currency transactions
Please be informed that the Bank's internal policy prohibits direct or indirect transactions with sanctioned countries including Iran. In particular, the prohibition applies to international trade settlements where the counterparty, the country of the origin of goods or the transportation route is Iran or related to Iran, whether directly or indirectly.
When importing goods, please make sure that the transportation route includes non-sanctioned countries only and that you have all the necessary documents with you, so that your international transactions are not rejected but completed successfully. Otherwise, the transaction may be delayed until the issue is resolved or blocked by the intermediary banks until the sanctions are removed.
The Bank additionally reserves the right to require the following documents on a mandatory basis for international transactions, regardless of transaction description and amount:
- Invoice/agreement that includes the transportation route;
- Certificate of the Origin of Goods;
- Bill of Lading.
If any of the aforementioned documents does not include the transportation route, you are required to submit the pre-agreed Terms of Delivery.
The documents are required for all international transactions where the country of the receiving bank is China – CN, Singapore – SG, India – IN, Hong Kong – HK, the United Arab Emirates – AE, Iraq – IQ, Turkey – TR, Pakistan – PK (the list of countries may change).
The documents must be in English.