Student's Plan and Pupil's Plan

1 – Daily ATM withdrawal limit

2- The limits will only apply if the parent checks the ‘daily spending limit/cash withdrawal' option.  Otherwise, the card/sticker will be subject to the standard spending and withdrawal limits – 500 GEL each (in GEL or the equivalent currency). The standard spending and withdrawal limits (500 GEL each) are effective from 01.09.2020.

3 – if a legal representative provides his/her consent,

• Minors under 14 years of age can have view-only access to their internet banking account.
• Minors 14 years of age and older can have full access to their internet banking account.
• The card is issued to school students between 7 and 18 years of age based on their legal representative's approval.

_{*According to Decree 8 of the Council of the National Bank of Georgia on the Circulation Period of 1 and 2 Tetri Denomination Coins, the circulation period of 1 and 2 denomination coins expired at the end of 2020, while before the end of 2021, commercial banks will exchange 1 and 2 tetri coins. The value of the cash transaction carried out in the form of coins must be a multiple of 5. For more details, please visit the NBG website: https://www.nbg.gov.ge/index.php?m=340&newsid=3501 / https://www.nbg.gov.ge/index.php?m=714} 

EUR withdrawal is only possible at branches and from the following ATMs:

• 7 Marjanishvili street, Tbilisi
• 13 Chavchavadze ave., Tbilisi
• 2 Gr. Abashidze street, Tbilisi
• 6 Pushkin street, Tbilisi
• 24 Kazbegi street, Tbilisi
• 138 Aghmashenebeli ave., Tbilisi
• 58 Chavchavadze ave., Kutaisi
• Kutaisi International Airport, Kutaisi
• 37 Zubalashvili street, Batumi
• 13 Stalin street, Gori
• 3 Tabukashvili street, Zugdidi
• 5 Rustaveli Circle, Poti
• 1/6 sector Mukhiani district, Tbilisi (TBC Bank branch)
• 34 Guramishvili ave., Tbilisi (TBC Bank branch)

* The digital cash withdrawal can be done only via TBC ATMs

** Withdrawal of EURO is only available from branches and following ATMs:

Tbilisi - Agmashenebeli ave. 138;
Tbilisi - Kazbegi ave. 24;
Tbilisi - Pushkin st 6;
Tbilisi - Marjanishvli st. 7;
Tbilisi - Chavchavadze ave. 13;
Tbilisi - Gr. Abashidze st. 2;
Kutaisi - Chavchavadze ave. 58;
Kutaisi - International Airport;
Kutaisi - 26 Grishashvili St;
Kutaisi - 35 Faliashvili St;
Gori - Stalin st. 13;
Zugdidi - Tabukashvili st. 3;
Batumi - Zubalashvili st. 37;
Poti - Rustaveli encirclement 5.

1 – The recipient will receive the full amount transferred if extra 20 USD/30 EUR is paid. Otherwise, the intermediary bank's fee will be deducted from the transferred amount.

Rounding rules for cash payments.

In compliance with Decree #7 of 5 October, 2018 of the Council of the National Bank of Georgia "On the Approval of the Rounding Method for Cash Payments and the Rule for Using the Method", from 1 January 2019, the rounding method will apply to currency exchange through cash transactions, i.e. the charged amount will be rounded up or down to the nearest multiple of 5.

For more details and examples, please visit the National Bank of Georgia's website https://www.nbg.gov.ge/index.php?m=714

Money transfer details and working hours

GEL Payment

• For GEL payments, you need the following details:
• Code of the receiving bank;
• Recipient's account number (IBAN);
• Recipient's name;
• The order will be accepted during the working hours of the respective branch.
• Internal GEL transfers will be executed as of the same date if the GEL payment order is placed
• Before 20:00 on weekdays;
• Before 14:00 on Saturday

The Bank will transmit the external GEL payment to the respective receiving bank if the GEL payment order has been placed

• Before 17:30 on weekdays

Note: After the indicated hours, as well as on non-business days, internal and external GEL payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.

Foreign Currency Payments:

You will need the following details to carry out a foreign currency payment:

• Code of the receiving bank;
• Recipient's account number (IBAN);
• Recipient's name;
• A document providing a lawful basis for the transfer/invoice (amount ≥ 30 000 GEL/equivalent in national currency

Foreign currency payment orders will be accepted during the working hours of the respective branch.

Internal foreign currency transfers will be executed as of the same date if the foreign currency payment order is placed

• Before 20:00 on weekdays;
• Before 14:00 on Saturday

The Bank will transmit the external foreign currency payment to the respective receiving bank if the foreign currency payment order has been placed

• Before 19:00 on weekdays

Note: After the indicated hours, as well as on non-business days, internal and external foreign currency payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.