Subscription Plans

 

Plan Two

Plan Five

Plan Ten

Monthly fee

2 GEL

5 GEL

10 GEL

Annual fee

20 GEL

50 GEL

110 GEL

Internet/mobile banking

Free

Free

Free

Digipass app

-

-

Free

Cash withdrawal

2,000 GEL1

5,000 GEL1

10,000 GEL1

Cash withdrawal from TBC ATMs

0%

  0%

0%

Cash withdrawal from VTB, Basis Bank and Halyk Bank ATMs

0.2%, min. 0.2 GEL

0.2%, min. 0.2 GEL

0.2%, min. 0.2 GEL

Cash withdrawal from Liberty Bank ATMs

0.7%, min. 0.3 GEL

0.7%, min. 0.3 GEL

0.7%, min. 0.3 GEL

Cash withdrawal from other banks' ATMs

2%, min. 3 USD or 6 GEL

2%, min. 3 USD or 6 GEL

2%, min. 3 USD or 6 GEL

Cash withdrawal in branches

0.60%

0.60%

0.60%

SMS Service

-

Free

Free

Utility payment service

-

5 utility bills free of charge

5 utility bills free of charge

Card insurance

-

Standard

Premium

Card replacement

Free

Free

Free

Inclusion in the STOP list (local)

Free

Free

Free

Inclusion in the STOP list (international)

50 USD per region, once a week

50 USD per region, once a week

50 USD per region, once a week

 

 

Student's Plan and Pupil's Plan

 

Student Kit

School Student Kit

Monthly fee

0 GEL

0 GEL

Annual fee

0 GEL

0 GEL

Internet/mobile banking

Free

Free

Digipass app

-

-

Cash withdrawal

2,000 GEL1

10 GEL, 20 GEL and 50 GEL (The limit applies to spending and cash withdrawal separately)2

Cash withdrawal from TBC ATMs

0%

0%

Cash withdrawal from VTB, Basis Bank and Halyk Bank ATMs

0.2%, min. 0.2 GEL

0%

Cash withdrawal from Liberty Bank ATMs

0.7%, min. 0.3 GEL

0.7%, min. 0.3 GEL

Cash withdrawal from other banks' ATMs

2%, min. 3 USD or 6 GEL*

2%, min. 3 USD or 6 GEL*

Cash withdrawal in branches

0.60%

0.60%

SMS Service

Free

Free

Utility payment service

-

-

Card insurance

-

-

Card replacement

Free

Free

Inclusion in the STOP list (local)

Free

Free

Inclusion in the STOP list (international)

50 USD per region, once a week

50 USD per region, once a week

1 – Daily ATM withdrawal limit

2- The limits will only apply if the parent checks the ‘daily spending limit/cash withdrawal' option.  Otherwise, the card/sticker will be subject to the standard spending and withdrawal limits – 500 GEL each (in GEL or the equivalent currency). The standard spending and withdrawal limits (500 GEL each) are effective from 01.09.2020.

3 – if a legal representative provides his/her consent,

  • Minors under 14 years of age can have view-only access to their internet banking account.
  • Minors 14 years of age and older can have full access to their internet banking account.
  • The card is issued to school students between 7 and 18 years of age based on their legal representative's approval.

Credit Cards

  Electron Classic Gold
PrimeCard
Annual fee - 40 GEL 80 GEL
Additional card annual fee - 20 GEL 40 GEL
Card renewal fee (in case of loss or damage)   20 GEL 40 GEL
Installment Card
Annual fee 20 GEL - -
Card renewal fee (in case of loss or damage) 10 GEL - -

To see full list of fees and percentages, please follow links below:

Partner Banks

Bank Name

Address

Halyk Bank Georgia

Shartava st. 40, 0160 Tbilisi

Basis Bank

Ketevan Tsamebuli Ave. # 1

0103 Tbilisi

VTB Bank

14, G. Chanturia St., 0108 Tbilisi

Finca Bank  Georgia

71 Vazha-Pshavela Ave. 0186  Tbilisi 

cash withdrawal and deposit

 

Tariff at the branch

Internet banking tariff

Currency

 

 

Withdrawal of transferred/paid-in funds from My Safe

0.002

-

Withdrawal of transferred/paid-in funds from My Safe

0.0025

-

My Safe opening fee

10 GEL

Free

Cash withdrawal from current account - GEL

0.002

-

Cash withdrawal from current account - USD

0.006

-

Paying into a deposit or an account at TBC Pay self-service kiosks (in branches)

Free

-

Paying into a deposit (at external TBC Pay self-service kiosks)

1 GEL

-

Loan payment (at TBC Pay self-service kiosks in branches)

Free

-

Loan payment (at external TBC Pay self-service kiosks)

1 GEL

-

Withdrawal of loan amount

0.006

-

EUR withdrawal is only possible at branches and from the following ATMs:

  • 7 Marjanishvili street, Tbilisi
  • 13 Chavchavadze ave., Tbilisi
  • 2 Gr. Abashidze street, Tbilisi
  • 6 Pushkin street, Tbilisi
  • 24 Kazbegi street, Tbilisi
  • 138 Aghmashenebeli ave., Tbilisi
  • 58 Chavchavadze ave., Kutaisi
  • Kutaisi International Airport, Kutaisi
  • 37 Zubalashvili street, Batumi
  • 13 Stalin street, Gori
  • 3 Tabukashvili street, Zugdidi
  • 5 Rustaveli Circle, Poti
  • 1/6 sector Mukhiani district, Tbilisi (TBC Bank branch)
  • 34 Guramishvili ave., Tbilisi (TBC Bank branch)

DIGITAL CASH WITHDRAWAL

Product

Debit Card

Credit Card

Apple Pay

TBC Wallet

Garmin Pay

0.2%, min. 0.2 GEL/USD/EUR

3.9%, min 5.5 GEL

QR

The cash withdrawal rates of the chosen card apply

 

* The digital cash withdrawal can be done only via TBC ATMs

** Withdrawal of EURO is only available from branches and following ATMs:

Tbilisi - Agmashenebeli ave. 138;
Tbilisi - Kazbegi ave. 24;
Tbilisi - Pushkin st 6;
Tbilisi - Marjanishvli st. 7;
Tbilisi - Chavchavadze ave. 13;
Tbilisi - Gr. Abashidze st. 2;
Kutaisi - Chavchavadze ave. 58;
Kutaisi - International Airport;
Kutaisi - 26 Grishashvili St;
Kutaisi - 35 Faliashvili St;
Gori - Stalin st. 13;
Zugdidi - Tabukashvili st. 3;
Batumi - Zubalashvili st. 37;
Poti - Rustaveli encirclement 5.

Transfers and currency conversion

 

Without the tariff package

Transfers between TBC branches and one's own accounts  (in any currency)

Free

To other banks - GEL

0.07% min. 0.9 GEL

To other banks - USD

0.2% min. 15 USD max. 150 USD1

To other banks - other currencies

0.2% min. 15 EUR max. 150 EUR1

Transfers for non-account holders

GEL - 0,1% min.0,90 GEL in other currency - 0,2% min. 15 USD/EUR max. 150 USD/EUR

Limit for transfers with a telephone code (through internet, mobile and iPad banking)

Limit per transaction - 1,500 GEL (or equivalent in other currency)/ limit per month - 1,500 GEL (or equivalent in other currency)

Limit for transfers with a Digipass code (through internet, mobile and iPad banking)

No limits

Utility bills and other payments in branches

2 GEL

Utility bills and other payments at TBC Pay self-service kiosks

0.5 GEL

Utility bills and other payments through internet banking/ mobile banking

0.5 GEL

1 – The recipient will receive the full amount transferred if extra 20 USD/30 EUR is paid. Otherwise, the intermediary bank's fee will be deducted from the transferred amount.

Rounding rules for cash payments.

In compliance with Decree #7 of 5 October, 2018 of the Council of the National Bank of Georgia "On the Approval of the Rounding Method for Cash Payments and the Rule for Using the Method", from 1 January 2019, the rounding method will apply to currency exchange through cash transactions, i.e. the charged amount will be rounded up or down to the nearest multiple of 5.

For more details and examples, please visit the National Bank of Georgia's website https://www.nbg.gov.ge/index.php?m=714

Money transfer details and working hours

GEL Payment

  • For GEL payments, you need the following details:
  • Code of the receiving bank;
  • Recipient's account number (IBAN);
  • Recipient's name;
  • The order will be accepted during the working hours of the respective branch.
  • Internal GEL transfers will be executed as of the same date if the GEL payment order is placed
  • Before 20:00 on weekdays;
  • Before 14:00 on Saturday

 

The Bank will transmit the external GEL payment to the respective receiving bank if the GEL payment order has been placed

  • Before 17:30 on weekdays

Note: After the indicated hours, as well as on non-business days, internal and external GEL payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.

Foreign Currency Payments:

You will need the following details to carry out a foreign currency payment:

  • Code of the receiving bank;
  • Recipient's account number (IBAN);
  • Recipient's name;
  • A document providing a lawful basis for the transfer/invoice (amount ≥ 30 000 GEL/equivalent in national currency

Foreign currency payment orders will be accepted during the working hours of the respective branch.

Internal foreign currency transfers will be executed as of the same date if the foreign currency payment order is placed

  • Before 20:00 on weekdays;
  • Before 14:00 on Saturday

The Bank will transmit the external foreign currency payment to the respective receiving bank if the foreign currency payment order has been placed

  • Before 19:00 on weekdays

 

Note: After the indicated hours, as well as on non-business days, internal and external foreign currency payment orders accepted at service centres on duty and 24/7 service centres will be executed as of the subsequent date.

 

Correction of transfer/inquest

 

USD or RUR

55 USD

Other currency

55 EUR

Money Transfers

  Transfer fee
Western Union 13 - 121 USD, 0.5% - 3% depending on type of transfer and amount
Unistream From 1% of the transfer amount, depending on the country
Contact 1%-3%, or fixed 40 USD/30 EUR, depending on type of transfer
MoneyGram From 1% - 3% of the transfer amount
IntelExpress 0.35% - 3%, depending on currency and type of transfer
Zolotaya Korona From 1%, depending on the country and amount
RIA 2.25% - 4% of the transfer amount, depending on the country
Anelik 1% - 3% of the transfer amount, depending on the country
Mardi 0-1000 units - 5 units 1000.01 - 1500 units  - 7 units 1500.01 - 3000 units - 10 units
P2P Transfers 0-20 GEL - Free 20.01-500.00 GEL - 1 GEL
 

 

For detailed fees, please see the following links:

 

 

Remote services

  Without Tariff Package Stimulus Universal CONCEPT PREMIUM CONCEPT DIGITAL
Internet banking, Mobile banking, iPad banking Free
Digipass 20 GEL
TBC Digipass application 10 GEL Free
Phone banking Free
Direct debit, standing order Free
SMS service 1 GEL, monthly Free
 

Other Services

  Without Tariff Package Stimulus Universal Status
Individual safe boxes From 0.5 to 3.5 GEL p/day
Accepted damaged foreign currency 2%
Banknote authenticity verification 0.1% min. 10 GEL
Statement regarding any banking account 10 GEL
Less than 2 year term account statement (GEO) Free
Less than 2 year term account statement (ENG) 5 GEL
More than 2 year term account statement (except current loan/credit card statement) (GEO) 10 GEL
More than 2 year term account statement (ENG) 10 GEL
2 year remote statement 10 GEL
Document renewal from archive 10 GEL