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Product Description and Terms and Fees
A quick, easy and comfortable way to buy goods or services without leaving the store. Disbursement fee – 0%.
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| Loan amount |
100-15 000 GEL |
| Loan tenor |
3-36 months |
| Interest rate (fixed) |
1% - on a monthly basis |
| Effective interest rate |
From 23.15% |
| Disbursement fee |
0% |
| Loan servicing fee |
1.90 GEL |
| Fixed overdue penalty |
2 GEL until the liability is paid off (no more tha 1.5 times the liability) |
| Daily overdue penalty |
No more than 0.27% of the oustanding principal |
| (In total, no more than 1.5 times the outstanding principal) |
| Early repayment fee (from own funds as well as from another bank) |
From 0% |
| Income |
Salary, remittances |
| Ways to evidence income |
Salary account statement from a bank or Revenue Service, rent agreement, remittance statements. If you are self-employed, a photo material of the workplace taken during the visit of the Bank's representative is acceptable. |
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