Loans
Product Description and Terms and Fees
 

If you need money for any need, fill out an application online and get approved for a consumer loan(from 15.5% effective). The amount will be transferred to your account quickly and easily, without leaving your home. Early repayment fee – 0%.

 
 
Purpose For any purpose
Loan amount 100-80,000 GEL
Loan tenor 3 - 48 months
Interest rate(Fixed) From 12.25%
Effective interest rate From 15.5%
Disbursement fee 2.50%
Life insurance fee 0.72%
Cash withdrawal fee (from account) 0%-0.6% -according to account fees
Overdue penalty 20 GEL - on the first day the loan goes past due, 0. 5% of the outstanding amount on a daily basis, though no more than required by law.
Early repayment fee from own funds as well as from another bank. 0%-2% depending on the remaining term of the loan

More than 24 months - 2%

12 to 24 months - 1%

6 to 12 months - 0.5%

Less than 6 months - 0%
 
Loan collateral Unsecured
Borrower A citizen of Georgia
Income Salary, remittances
Ways to evidence income Salary account or remittance statements.If you are self-employed, a photo material of the workplace taken during the visit of the Bank's representative is acceptable.
Min. loan amount for non-residents is 2 000 USD. Loans up to 400 000 Gel for Georgian citizens are issued only in national currency.

How to apply?

Apply for your application

We will contact you no later than the following working day. 

Call (+995 32) 227 27 27

Visit a branch
Get a loan
Call me
Find branch
Thank you for reaching us
We will contact you as soon as possible
$Apply_notification_title.getData()
$Apply_notification_text.getData()