Own your own home, buy a new car, or go on a family holiday – you can afford everything.
  • Borrow money for any purpose
  • Make the right financial decisions with help from our experts
  • Get the amount you need easily and efficiently
  • All loans
  • For a new home
  • For a new car
  • For the future
  • For everyday
  • Mortgage in GEL
    Loan rate
    Loan term
    Max. loan amount
    Pay less with the lowest interest rate on the market
    From 8,5%
    180 months
    400,000 GEL
    This product is not available with selected criteria
    Annual from 8,5% Effective from 10,10%
    Interest rate in
    Highlights
    • Enjoy the lowest interest rate
    • Cover the risk of currency exchange rate fluctuation
    • First long term loan in GEL
    Find out more
  • Mortgage in GEL
    Loan rate
    Loan term
    Max. loan amount
    Fixed Rate
    From 8,75%
    180 months
    400,000 GEL
    This product is not available with selected criteria
    Annual from 8,75% Effective from 10,01%
    Interest rate in
    Highlights
    • Enjoy the lowest interest rate
    • Cover the risk of currency exchange rate fluctuation
    • First long term loan in GEL
    Find out more
  • Mortgage
    Loan rate
    Loan term
    Max. loan amount
    Buy, build or renovate you dream home today - pay for it tomorrow
    From 8.00%
    180 months
    500,000 USD
    This product is not available with selected criteria
    Annual from 8.00% Effective from 9,2%
    Interest rate in
    Highlights
    • Choose an already completed home or one still under construction for up to 500 000 USD
    • Repay the mortgage within 15 years
    • We have the largest selection of partner stores to choose from
    Find out more
  • Consumer loan
    Loan rate
    Loan term
    Max. loan amount
    Use the money for any purpose, get a loan with minimal requirements
    From 11.50%
    120 months
    50,000 USD or 80,000 GEL
    This product is not available with selected criteria
    Annual from 11.50% Effective from 15.10%
    Interest rate in
    Highlights
    • Whether it is a holiday in Georgia or abroad
    • If you are thinking of renovating your home, or maybe buying a new home appliance
    • Even if it is just to refinance your existing loan
    Find out more
  • Installment
    Loan rate
    Loan term
    Max. loan amount
    Buy any desired item online or choose from the variety of our partner shops
    0%
    24 months
    5,000 GEL
    This product is not available with selected criteria
    Effective from 0%
    Interest rate in
    Highlights
    • We have the largest selection of partner stores to choose from
    • Make purchases without leaving your home
    • Interest rates as low as 3.9% with 0% issuance fee
    Find out more
  • Auto loan
    Loan rate
    Loan term
    Max. loan amount
    Buy new or used cars and benefit from simplified and fast procedures
    0%-15%
    120 months
    50,000 USD or 80,000 GEL
    This product is not available with selected criteria
    Annual 0-15.0% Effective from 10.38%
    Interest rate in
    Highlights
    • Buy a new or a used car
    • Make a purchase without cost sharing
    • Finance the import of your car
    Find out more
  • Overdraft
    Loan rate
    Loan term
    Max. loan amount
    If you had unexpected expenses and are short of cash, apply for an overdraft and get extra amount
    13%-24%
    12 months
    15,000 units
    This product is not available with selected criteria
    Annual 13-24% Effective 13.78-26.73%
    Interest rate in
    Hightlights
    • Apply for an overdraft once and get a credit limit available for you anytime you need
    • Request a credit limit as high as 80% of your salary
    • Benefit from low interest rate, payable only on the used amount
    Find out more
  • Credit line
    Loan rate
    Loan term
    Max. loan amount
    For times when you can't predict the amount you'll need
    8%-9.2%
    120 months
    200,000 USD, EUR
    This product is only available in USD and EUR
    8%-9.2%
    Interest rate for
    Highlights
    • Make a one-time application for up to 200 000 USD
    • Use only what you need for a given period of time
    • Pay only interest during the first year of your loan
    • Reuse the amount repaid, if needed
    Find out more
  • Student loan
    Loan rate
    Loan term
    Max. loan amount
    Finance your future! Benefit from a grace period and start repaying your loan after your studies
    20%
    12 months
    5000 GEL
    This product is not available with selected criteria
    Annual 20.00% Effective 26.74%
    Interest rate in
    Highlights
    • Gain from our grace period
    • Benefit from the simplified procedures for students enrolled in our partner universities
    • You need only your ID card to get loan within just 10 minutes from submitting an application
    Find out more
  • Loan consideration money transfer
    Loan allowance only considering money transfers
    Fit
    to your business needs
    Highlights
    • No income references are necessary
    • Possible Loan amount 34,000 GEL/20,000 USD
    Find out more