Own your own home, buy a new car, or go on a family holiday – you can afford everything.
  • Borrow money for any purpose
  • Make the right financial decisions with help from our experts
  • Get the amount you need easily and efficiently
  • All loans
  • For a new home
  • For a new car
  • For the future
  • For everyday
  • Mortgage in GEL
    Loan rate
    Loan term
    Max. loan amount
    Pay less with the lowest interest rate on the market
    From 10,5%
    180 months
    400,000 GEL
    This product is not available with selected criteria
    Annual from 10,5% Effective from 12,29%
    Interest rate in
    Highlights
    • Enjoy the lowest interest rate
    • Cover the risk of currency exchange rate fluctuation
    • First long term loan in GEL
    Find out more
  • Mortgage
    Loan rate
    Loan term
    Max. loan amount
    Buy, build or renovate you dream home today - pay for it tomorrow
    From 7%
    180 months
    500,000 USD
    This product is not available with selected criteria
    Annual from 7% Effective from 8,44%
    Interest rate in
    Highlights
    • Choose an already completed home or one still under construction for up to 500 000 USD
    • Repay the mortgage within 15 years
    • We have the largest selection of partner stores to choose from
    Find out more
  • Consumer loan
    Loan rate
    Loan term
    Max. loan amount
    Use the money for any purpose, get a loan with minimal requirements
    From 11.50%
    120 months
    50,000 USD or 80,000 GEL
    This product is not available with selected criteria
    Annual from 11.50% Effective from 15.10%
    Interest rate in
    Highlights
    • Whether it is a holiday in Georgia or abroad
    • If you are thinking of renovating your home, or maybe buying a new home appliance
    • Even if it is just to refinance your existing loan
    Find out more
  • Installment
    Loan rate
    Loan term
    Max. loan amount
    Buy any desired item online or choose from the variety of our partner shops
    0%
    24 months
    5,000 GEL
    This product is not available with selected criteria
    Effective from 0%
    Interest rate in
    Highlights
    • We have the largest selection of partner stores to choose from
    • Make purchases without leaving your home
    • Interest rates as low as 3.9% with 0% issuance fee
    Find out more
  • Auto loan
    Loan term
    Max. loan amount
    Buy new or used cars and benefit from simplified and fast procedures
    120 months
    50,000 USD or 80,000 GEL
    This product is not available with selected criteria
    Highlights
    • Buy a new or a used car
    • Make a purchase without cost sharing
    • Finance the import of your car
    Find out more
  • Overdraft
    Loan rate
    Loan term
    Max. loan amount
    If you had unexpected expenses and are short of cash, apply for an overdraft and get extra amount
    13%-24%
    12 months
    15,000 units
    This product is not available with selected criteria
    Annual 13-24% Effective 13.78-26.73%
    Interest rate in
    Hightlights
    • Apply for an overdraft once and get a credit limit available for you anytime you need
    • Request a credit limit as high as 80% of your salary
    • Benefit from low interest rate, payable only on the used amount
    Find out more
  • Credit line
    Loan rate
    Loan term
    Max. loan amount
    For times when you can't predict the amount you'll need
    8%-9.2%
    120 months
    200,000 USD, EUR
    This product is only available in USD and EUR
    8%-9.2%
    Interest rate for
    Highlights
    • Make a one-time application for up to 200 000 USD
    • Use only what you need for a given period of time
    • Pay only interest during the first year of your loan
    • Reuse the amount repaid, if needed
    Find out more
  • Student loan
    Loan rate
    Loan term
    Max. loan amount
    Finance your future! Benefit from a grace period and start repaying your loan after your studies
    20%
    12 months
    5000 GEL
    This product is not available with selected criteria
    Annual 20.00% Effective 26.74%
    Interest rate in
    Highlights
    • Gain from our grace period
    • Benefit from the simplified procedures for students enrolled in our partner universities
    • You need only your ID card to get loan within just 10 minutes from submitting an application
    Find out more
  • Loan consideration money transfer
    Loan allowance only considering money transfers
    Fit
    to your business needs
    Highlights
    • No income references are necessary
    • Possible Loan amount 34,000 GEL/20,000 USD
    Find out more