Product Description and Terms and Fees



Pawnshop Loan

Pawnshop Loan with schedule


Pawnshop Loan – 1, 2 or 3-month maturity period

Pawnshop Loan with schedule – 4 to 48-month maturity period.



Interest Rate

From 18%

Effective Interest Rate

From 19,64%

Disbursement Fee

0,5 GEL

Prolongation Fee

0,5 GEL


Gold, diamond


Resident/ an adult who holds a permanent residence permit

Daily Later Payment Charge

0,27% for each overdue day (no more than 0.27% of the outstanding principal amount). Furthermore, the total amount of expenses incurred from the date on which the payment went past due until the date on which it is paid off shall not exceed 1.5x the current outstanding principal balance.

*Pawnshop loans are disbursed in GEL only