2020 წლის 14 სექტემბრიდან „საბავშვო ანაბრის" გახსნა შეჩერებულია

General description

Starting saving for your child now and have the perfect present for their 18th birthday.
You do not need an initial deposit to start saving and following deposits can be as low as 10 units of your chosen currency.

Child Deposit enables you to save money for children until they reach adulthood. This deposit does not have a fixed deposit schedule.

Interest rates

Effective interest rate is calculated for minimum 1000  deposited units.


Interest Rate





Annual interest rate







From 12%

From 1%

From 0.20%

From 1.70%


Interest rate of Term Deposit in case of nonresident is 0.50% less than rate for resident in all currencies.

Other terms

  • Account opening and transactions are free of charge.
Minimum/Maximum Deposit Requirement
  • The initial minimum deposit is not required!
  • Further required deposits are as low as 10 USD/EUR/GEL/GBP;
  • The number and the maximum amount of deposits are not restricted.
Terms and conditions
  • The minimum required period is 2 years;
  • The maximum term may be until the child reaches legal adulthood age.
  • Besides the cash operations, you can make additional deposits to the Child Deposit account via Internet Banking, Phone Banking, Mobile Bank and Transfers for more flexibility;
  • Interest is accrued on the annual basis through a compound interest rate.
  • The first interest will be accrued in a year after the account opening;
  • In the event of premature cancellation, the deposit holder will receive 70% of the total interest accrued during the actual deposit period.


Deposit Protection Notice For UK Citizens

JSC TBC Bank is a joint-stock company incorporated in Georgia, with its registered office and principal place of business at 7 Marjanishvili St., 0102 Tbilisi. JSC TBC Bank has a share capital of GEL 20,617,387 and total reserves of GEL 1,299,140,813 as of December 31, 2017. TBC Bank is the trading name of JSC TBC Bank. JSC TBC Bank is authorised and regulated for its deposit taking business by the National Bank of Georgia. JSC TBC Bank is not, and is not required to be, authorised in the UK. Depending on your status as a consumer, eligible deposits at JSC TBC Bank may be  protected under the regulations of the National Bank of Georgia and the Law of Georgia on Deposit Insurance.


Deposits Insurance System

On 1 January 2018, the Bank joined the deposit insurance system designed pursuant to the Law of Georgia on Deposit Insurance System. All deposits/accounts held by individuals with any commercial bank, irrespective of the number of the deposits/ accounts, are subject to coverage by the Deposit Insurance Agency up to 30,000 GEL, while the remaining amount will be refunded in compliance with the rules envisaged by the effective legislation.
For more information please visit the Deposit Insurance Agency's website:

How to Apply?

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(+995 32) 227 27 27

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