• Card for the employed
  • Costs saved on a monthly basis
  • Exclusive benefits
Monthly fee

General description

The facility is intended for the employed and self-employed who wish to have a transaction history and keep their cash in a bank account.

  • If your salary is transferred to another bank
  • If your salary is paid in cash
  • If you receive money remittances


The card is a cheap, reliable and simple way of using funds in your account in and outside Georgia. It will let you draw cash at ATMs and make payments where payment terminals are available.

Note: Once you receive the card, you will need to activate it at an ATM: insert it in an ATM and enter the pin-code.

You can have your salary card, enjoy additional benefits and save costs on a daily basis


  • Every month 5 utility payments for free via Internet Bank on three categories of services: utility payments; mobile/internet/TV; insurance and pension.
  • Cash withdrawal from TBC Bank's and its partner banks' ATMs - 0%
  • Free Internet/mobile banking
  • Loyalty programme – Ertguli scores when paying by cards at trade facilities
  • Simple saving service


*If the card account has not been credited for 6(six) consecutive calendar months, the card benefits will be cancelled automatically and standard VISA GOLD terms will apply.   

Terms and Conditions

To get a Visa Classic or MasterCard Standard, you only need:

  • ID / or Passport;
  • The payment of the card service commission fee.
Validity of card 4 Years
Service fee 2 GEL
ATM withdrawal fee (TBC bank, Halyk Bank, Basis bank, Credo Bank) 0%
Cash withdrawal (Gel) in Tbc branch 3000 GEL - 2%, min. 2 GEL
Withdrawal from cards in Liberty Bank ATM's 0.7%, min. 0.3 GE
Other bank's ATM withdrawal fee 2%, min. 3 USD/EUR/GBP or 6 GEL (from GEL account)
Fees in merchants 0%
Other bank's terminal withdrawal fee 2%, min. 3 USD/EUR/GBP or 6 GEL (from GEL account)
24 hr withdrawal limit (in ATMs) 15,000 GEL or equivalent
24 hr withdrawal limit Cash withdrawal Unlimited
24 hr withdrawal limit Cash withdrawal in other bank 15,000 GEL or equivalent
Weekly withdrawal limit (in ATMs) 25,000 GEL or equivalent
Weekly buying limit* 50,000 GEL or equivalent
Rompetrol cash back 0.5%
Payments to foreign gambling websites Restricted
Maximum Parallel Cards per Client 10 payments cards
* Weekly sales limit means authorizations carried out by using payment card data, which includes card payments as well as amounts transferred/returned to the card from different merchants/facilities.
How to Order?

Order online

Apply online without leaving your home.

Call (+995 32) 227 27 27

Call 24 hours a day, 7 days a week or request a call back.

Visit a branch

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