Loans

Product Description and Terms and Fees

 
 
Loan amount 100 - 15 000 GEL
Loan tenor 3-48 months
Interest rate (fixed) 1% - on a monthly basis
Effective interest rate During special promotion from 0%, in other cases from 16.8%
Disbursement fee 0%
Loan servicing fee From 100 to 300 GEL - 0 
From 300.01 to 15 000 GEL - 1.90 GEL
Fixed overdue penalty 2 GEL until the liability is paid off (no more tha 1.5 times the liability)
Daily overdue penalty No more than 0.27% of the oustanding principal
(In total, no more than 1.5 times the outstanding principal)
Early repayment fee (from own funds as well as from another bank) From 0%
Income Salary, remittances
Ways to evidence income Salary account statement from a bank or Revenue Service, rent agreement, remittance statements. If you are self-employed, a photo material of the workplace taken during the visit of the Bank's representative or based on video call is acceptable.

How to Apply?

Apply online

Apply online without leaving your home.

(Only in Georgian)


 

 

(+995 32) 227 27 27

Call 24 hours a day, 7 days a week or request a call back.
 

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