Product Description and Terms and Fees

A quick, easy and comfortable way to buy goods or services without leaving the store. Disbursement fee – 0%.

Loan amount 100-15 000 GEL
Loan tenor 3-48 months
Interest rate (fixed) 1% - on a monthly basis
Effective interest rate From 23.15%
Disbursement fee 0%
Loan servicing fee 1.90 GEL
Fixed overdue penalty 2 GEL until the liability is paid off (no more tha 1.5 times the liability)
Daily overdue penalty No more than 0.27% of the oustanding principal
(In total, no more than 1.5 times the outstanding principal)
Early repayment fee (from own funds as well as from another bank) From 0%
Income Salary, remittances
Ways to evidence income Salary account statement from a bank or Revenue Service, rent agreement, remittance statements. If you are self-employed, a photo material of the workplace taken during the visit of the Bank's representative is acceptable.