• Access the savings at any time
  • Get up to 3% annual interest rate in GEL

General Description

"My Safe" combines secure savings and a high interest rate, while giving you the access to your savings at any time.

You can always access the savings. However you earn high interest on the non-reducible fixed amount.

INTEREST RATES

The effective interest rate is calculated If the monthly average balance in the deposit account equals to 1,0000 units and the minimum balance is 1,000 units

Interest Rates

GEL

Annual

3.00%

Effective

-0.80%

Other terms

Type of deposit interest rate:

Floating interest rate.

Fees

  • Account opening - free of charge
  • Monthly account maintenance - free of charge 
  • Cash deposit on Account „My Safe" - free of charge
  • Cash-out commission in GEL: 0,2 % of the deposit amount;
  • Cash-out commission in foreign currency: 0,6 % of the deposit amount;

 

Minimum Initial Deposit

  • Minimum Initial Deposit - not required
  • Maximum Initial Deposit – not limited
  • Changing amount: it is possible to reduce or increase amount anytime

Other terms and conditions

  • Customer - resident or non-resident Legal entity
  • Requirement – to have current account opened
  • Account „My Safe" is available in following currencies - GEL/USD/EUR
  • An interest accrues on the minimum amount available on "My Safe" account from the 1st through the last day of the calendar month.
  • Interest accrual - monthly (last working day of the month)
  • Transactions are available only through current account
  • Account will not be closed automatically

Deposit in foreign currency:

  • The deposit in the foreign currency puts the customer before significant risk.
  • Currency rate fluctuation might considerably reduce the interest expressed in GEL.

 

Please consider that:

  • Your deposit is insured under the Deposit Insurance System in compliance with the Law of Georgia on Deposit Insurance System.
  • If the Main Terms of the Agreement are revised, the customer will be notified thereof via SMS no later than 2 (two) months in advance, while price increase on other financial facilities will be communicated via SMS no later than 1 (one) month in advance.
  • The customer shall have the right to present a claim to the Bank in verbal, written, standardized written or electronic form
  • See information useful for customers at the web-page of the National Bank of Georgia- www.nbg.gov.ge/cp and the hot line +99532 2406 406.

 

 

Deposits Insurance System

On 1 January 2018, the Bank joined the Deposit Insurance System created on the basis of the law of Georgia on the Deposit Insurance System. If an insured event occurs, funds available in the deposit/account of a deposit holder will be reimbursed by the Deposit Insurance Agency up to 15 000 GEL, while the rest of the amount will be refunded according to the applicable law. For more information, please visit LEPL Deposit Insurance Agency's website www.diagency.ge

How to Apply?

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(+995 32) 227 27 27

Call 24 hours a day, 7 days a week or request a call back.

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